Northstar Loans
7800 W Appleton Ave # J
Milwaukee, WI
(414) 462-5626
moneyinminutes.com
Wisconsin is one of the states covered by Northstar Loans. This company accepts online applications for pay day loans as well as office visits. If Wisconsin Northstar Loans approves you for a loan online , the funds will be in your bank account within two days.
What They Offer
Obtaining a pay day loan from Northstar Loans requires proof of identity and proof of eligibility. You can start by filling out the online application. Your contact information, birthdate, and Social Security number, along with your bank account, job, and income information, must all be provided. The company may decide to verify your information to ensure it is accurate.
Northstar Loans and lenders do not do not check a borrower’s credit history through the usual companies. However, they will check the information you provide through a number of other databases. While a poor credit history will not automatically disqualify you from obtaining a pay day loan, various other circumstances will be taken into consideration. Your lender wants to know you will be prepared to repay your loan on time.
Borrowers who have an outstanding loan from Northstar Loans are not eligible to receive a second loan. If you have received one in the past, it must have been repaid in full.
Rates and Terms
Northstar Loans deals with small, short-term loans. Residents of Wisconsin cannot borrow more than $1,200. The actual maximum is based on your gross income. Your loan cannot be more than 30% of this income.
The total amount you must repay depends on the amount you borrow. The current finance charge is $25. for each $100. of a loan. A complete chart of fees and charges is on the company’s website for your convenience. In most situations, a pay day loan must be repaid in fourteen days.
After you have received a loan, repayment will be due on the following pay date. The funds will be debited from your bank account. The pay date must be no more than thirty-five days from when you received the loan, and the minimum term to repay is eight days.
Additional Information
If you are not able to pay on time, you can request a payment plan. The balance must be paid in installments of four equal payments. If you receive an extension, you must pay all loan fees promptly. As an extension is considered to be a new loan, this means you will pay more fees. Any requests for early loan repayment or extensions must be brought to the company’s attention less than two days before the loan repayment is due.
Northstar Loans in Wisconsin is understanding about their customers’ financial situations. If an extension is truly necessary, they will make it as easy for you as possible. However, it is important to be responsible with finances. You should only take steps to apply for a pay day loan if you are reasonably certain you can repay it when it is due.
