Cash Store
2401 West Broadway
Monona, WI
(608) 226-8800
cashstore.com
Cash Store has store locations throughout Wisconsin. Your personal convenience is only one factor in deciding whether to apply in person or online. First, the maximum amount you can borrow in person is $1,200, whereas the maximum amount of an online loan is $2,250. The reason for the difference is an online loan through Cash Store is considered a consumer installment loan. Second, in-store loans carry an additional loan fee of $22. for every $100. you borrow.
What They Offer
Applying for a pay day loan in person generally takes less than fifteen minutes. After you are approved, you will sign the company’s standard agreement. Writing a check for the loan amount and fees will ensure Cash Store will collect the full amount from your checking account on the due date. This company expects borrowers to be able to repay their loans on time. You can anticipate problems with your bank, your credit rating, and a collection agency if you do not take prompt repayment seriously.
If you receive a loan at a store location, you should expect to repay the loan on your next pay date. If you choose an online consumer installment loan, the minimum term for repayment is six months. Loans can be repaid in full prior to the due date without any penalty charges.
Where They Are Located
You can complete and submit your application online, or complete it at the store. You will need to provide your income, employment, contact, and vehicle information. Cash Store also requires contact information for three references.
If you apply in person, you will receive your pay day loan as soon as you are approved. You will go home with your money. If you choose the online application instead, the funds should be in your checking account the day after your application is approved. Finding the store nearest your home is as simple as typing your zip code on the website.
Rates and Terms
In Wisconsin you can borrow $1000 or more if you qualify and this all depends on your employment status and how much you make per month.
Borrowers who have a bad credit score should know this company does not check credit scores prior to approving loans. However, your eligibility may be evaluated by another credit scoring method.
Additional Information
This company is amongst the most reputable and largest providers of pay day loans in the United States. As a member of the Community Financial Services Association of America, they adhere to the highest standards for pay day loan providers. One important benefit passed on to borrowers is full disclosure. When you borrow from Cash Store, everything you need to know about their rates, fees, and terms is clearly stated in your agreement.
Although Cash Store has only been in business less than fifteen years, the company has become one of the top-ranked pay day lenders in America. They currently have more than 270 stores, with many convenient locations in Wisconsin.
