Virgina Beach is a beautiful city located along the Atlantic Ocean on the East coast of Virginia. This city is well known for being right on the beach and offering residents a number of easy access harbors for fishing or just cruising.
This city and the areas around it are steeped in some of the oldest and richest history in the entire US. Whether you live there or are just visiting it’s worth the time to hit the beach and aquarium.
Virginia has very standard payday loan laws and you’ll typically pay 15% in addition to any fees and other charges. This makes it easy to plan around how much you think you’ll need before you even get a loan.
Virginia Pay Day Loan Laws
Maximum Loan Amount: $500.00
Maximum Interest Rate: 15%
Annual Percentage Rate: 687.76% for a 14-day, $100 loan
Maximum Fees: $5. verification, 20% of total loan, and 36% annual interest
Total Maximum Charges: $28.38 on a 14-day, $100 loan
Minimum Payoff Time: at least two pay periods
Extensions Allowed: Virginia does not allow roll-overs on pay day loans. Repayment plans are usually possible when
necessary.
Top Virginia Beach Pay Day Loan Companies
Quik Cash
2706 Virginia Beach Boulevard, Virginia Beach, VA
(757) 340-0002
qcholdings.com
Quik Cash is a well known and widely used payday loan company that caters to those with bad credit who need money now. This company has operated for decades and is very knowledgeable about this business. You can become a free member with them and become eligible for discounts.
Fast Auto Loans, Inc.
4320 Virginia Beach Blvd, Virginia Beach, VA
(757) 340-7040
clavir.com
Fast Auto Loans is a great choice for those who need a bit more than a traditional payday loan. Title loans allow you to use your vehicle as collateral and you can often get more money in your pocket, especially if you have a newer, clean vehicle.
Checksmart
2404 Virginia Beach Boulevard, Virginia Beach, VA
London Bridge Shoppes
(757) 486-5666
checksmart.com
Checksmart is a familiar name to many people in the US. This company operates on the standard check holding policy where you post date a check, get money today, and the check is deposited on the specified time.
Allied Cash Advance
5480 Virginia Beach Blvd, Virginia Beach, VA
(757) 490-5760
alliedcash.com
Allied Cash Advance has hundreds of US locations making them a great choice for travelers. You can sign up with them for free on their website and get various discounts to use at any location. They offer loans to people with bad credit and don’t even do credit checks at all.
Approved Cash Advance
3864 Holland Road, Virginia Beach, VA
(757) 340-0186
approvedcashadvance.com
Approved Cash Advance is a traditional payday lender that also offers a “signature” loan service in many of its stores. A signature loan is like a regular bank loan with no collateral but is aimed at those with bad credit.
