CheckCity
15 South State Street
Orem, UT
(801) 221-9090
checkcity.com
Various locations throughout Utah
CheckCity does not list an address for their corporate headquarters, but has stores in five states. There are currently twenty-eight CheckCity stores in Utah. You can find the store nearest you on the CheckCity.com website, or apply online. You also have the option of applying for a pay day loan by telephone.
CheckCity is a licensed, direct lender. This means every aspect of the loan process is between you and CheckCity. As you do not have to wait to be matched with a lender, or wait for a lender’s approval process, this company makes getting your funds a faster process.
Borrowers who want to apply online begin by creating an account on the website. They will fill in their basic personal information, and request the loan. The company states a variety of different factors are considered when determining the amount of a loan. Your income and your previous pay day loan history are two relevant factors. However, the smallest pay day loan you can receive is $100.
The annual percentage rate decreases the longer you keep the loan. For each $100. you borrow, there is a $17. loan fee.
Borrowers who cannot repay their loans when they are due can receive an extension. If an extension is granted, the loan will be due on the borrower’s next pay date. CheckCity will allow Utah borrowers a maximum of four extensions on a pay day loan. The interest is due on the loan’s original due date.
Applying for a pay day loan by telephone can also be convenient. Begin by calling 1-800-404-0254. A customer service representative will ask for your information, and verify the information. Telephone applications require a FAX. This is how you will receive and return your contract. If your loan is approved, you will receive your money the following day.
Applying for a pay day loan at one of CheckCity’s stores is an easy method of getting fast cash. If you wish, you can fill out an application online so it is ready when you arrive at the store. Simply print the application, complete it, and take it with you. It is a good way to save time at the store.
The CheckCity store rates are listed on the website. As an example, the finance charge for a one-week, $100. loan is only $8. The annual percentage rate for this loan is 417.14%.
You have two options for repaying your loan. The total amount can be deducted from your bank account when it is due. If you prefer, you can use your credit card or debit card. If you choose this option, you can repay over the phone, online, or at your local store.
CheckCity also offers many other financial services. Western Union, debit cards, phone cards, money orders, tax services and more, can all be found at your nearest CheckCity location. Prompt, friendly service, and all of these extras, make CheckCity one of the best choices for pay day loans.
