CashOne
4625 S. 2300 East, #202
Holladay, UT 84117
(800) 991-8037
cashone.com
An important part of CashOne’s convenience is this company offers many different options to their customers. They also charge very low rates on pay day loans.
Your first options cover the application process. You can complete the online application, or visit CashOne’s store. After they have the application and required documents, approval will take less than one hour.
CashOne does have a number of eligibility requirements. Your monthly income cannot be less than $1200. You must have worked at your current place of employment for not less than ninety days. CashOne does not provide pay day loans to people who are self-employed, people who are serving in the military, or military dependents.
The documents you will need to apply for a CashOne pay day loan include the stub from your paycheck, your bank statement, a utility bill, a voided personal check, your Social Security card, and your driver’s license.
Your second options cover receiving your pay day loan. If you choose standard service, you will receive your money the next day. CashOne also offers emergency service. This option will get the money into your bank account within an hour. Emergency service includes an additional $10 fee for wiring the money to your account.
Your third options cover repayment of your loan. While most people repay by having the money automatically transferred from their bank accounts, you can also repay in cash, or with a money order. You must let CashOne know the option you prefer when you apply for your loan.
There are repayment options for the loan term, also. Repaying early will reduce your finance fee. It will also reduce the amount you pay in interest. If you cannot pay it by the date it is due, you can ask for a loan extension.
First-time borrowers cannot receive a CashOne pay day loan for more than $300. If you become a preferred member, you can receive a maximum of $700. You will be eligible for this after you have completed two loans with CashOne. You must repay both of these loans on time in order to be eligible for preferred member status.
This company provides a fee schedule for annual percentage rates and finance fees on the website. The easy to read chart can help you see how much your loan will cost before you apply. The site also provides a loan calculator for your added convenience. The amount of money you are requesting, and the term of the loan, are the deciding factors. If you know how much money you need, and the date on which you can repay it, you can find out the total cost in advance.
Although it is easy to request a loan through the website, you can also apply in person. You can take your documents and proof of eligibility to a store location. CashOne Pay Day Loan is located in Holladay, Utah. The store is open from 10:00 a.m. to 6:00 p.m. on weekdays.
