Check Exchange
2417 Nicholasville Road # 110
Lexington, KY
(859) 276-5123
checkex.com
Check Exchange understands how serious it can be when you find yourself short on cash. You may be unable to pay extremely important bills such as rent or utilities and problems will just get worse from there. Check Exchange can help you sort out your immediate financial needs and also help you learn a little more about your personal finances.
The official website, Checkex.com offers a ton of information with the goal of giving you enough of that information to make a very informed decision regarding payday loans of all types.
What They Offer
Check Exchange offers you traditional payday loans throughout Kentucky as well as check cashing services and tax preparation services. To qualify for a loan with this company you will need a valid ID, a checking account, a working telephone number and documentation of income.
This company does provide payday loans to those on Social Security, Retirement, VA benefits and various types of disability.
Where They Are Located
As of 2011 this company has 12 locations in Kentucky in cities such as Lexington, Georgetown, Frankfort, Richmond, Latonia, Newport, Florence and more. You can view all of their locations as well as partner store locations on the official website.
Rates/Terms
This company operates withing the bounds of the rules of the state of Kentucky. The maximum you can borrow is $425 and if you select that amount, you’ll be paying back the state max of $500. This company has a huge payroll advance fee schedule for the state of Kentucky so you are able to figure out exactly how much you’ll have to pay back, what the fees are and what the APR is for that amount.
Additional Info
This company operates in Ohio as well but provides very different rates and maximums for that state. You can apply online or in person using the Checkex website which can be beneficial.
