Speedy Cash
8602 S Braeswood Blvd
Houston, TX
(713) 772-2774
speedycash.com
Speedy Cash is one of the top pay day loan services in the United States. They currently have twenty-four store locations in Texas. Texas residents who do not live near one of the stores can apply online. One point that makes Speedy Cash different from most other pay day lenders is is the income a borrower needs to qualify for a loan. While most lenders require applicants to earn at least $800 per month, $1000 per month, or even more, you only need to earn $400 per month to receive a pay day loan from Speedy Cash.
If you apply online, this company will match you with an appropriate lender. After your loan has been issued, Speedy Cash will continue to service your loan. If you have questions about your loan, you should direct them to Speedy Cash.
A $100 pay day loan with a 14-day term will carry a $25.48 fee. The APR is 664.29%.
The online application will take only a few minutes. After you register for an account at Speedycash.com, you only need to answer a few basic questions. The application asks for your personal and contact information, checking account information, and income information. You are asked whether you are in the military, or a military dependent. If you provide optional information about your credit or debit card, the amount of your loan may be higher.
After you submit the application, you will be told the maximum amount you can borrow. The maximum amount for Texas residents is $500 You will select the amount within this range, and sign your documents. After you are approved, your money will be transferred to your bank account.
The due date of a Speedy Cash pay day loan is no more than eighteen days from when you receive your funds. The repayment is deducted from your bank account. Borrowers who cannot pay their loans on time have the option of refinancing. A request to refinance needs to be received at least two days prior to the scheduled due date. Refinancing a loan will result in additional fees.
Borrowers who wish to have multiple loans are allowed to do so by Speedy Cash. You can have online and store loans simultaneously. The only requirement for multiple loans is you must stay within the approved amount limit.
Speedy Cash offers a third option to Texas residents. You can apply for your pay day loan by telephone. All you need to do to begin this process is make a call to their customer service department between 7:00 a.m. and 10:00 p.m. on weekdays. You must have your eligibility information and documents handy when you call. If you choose this method to apply, you can have your loan approval instantly.
Regardless of the method you use, Speedy Cash is a fast, effective way to obtain a pay day loan. Originally known as Rapid Cash, the company has been in the pay day loan business since 1997.
