CHECK-N-TITLE LOANS
3821 South Buckner Boulevard
Dallas, TX
(214) 381-5200
checkntitle.com
First-time borrowers can ask for pay day loans up to $600. Each time you pay off a loan by its due date, it will add $100. more to the amount you can request. If you continue being responsible in paying off your loans, you can eventually borrow $1000. from Check N Title Loans.
Bad credit is not relevant in receiving a loan from Check N Title Loans. However, bankruptcy is an exception. This company does not process loans for people who have filed for multiple bankruptcies, or have filed during the last year.
If you have had a valid checking account for three months or more, currently have a job, and have an email address, you are eligible to apply for a pay day loan. You can begin by filling out the three-step application. You will need to include the names and telephone numbers of references. These references will be contacted. While Check N Title Loans does not do standard credit checks, they will verify your loan history and check-writing history in certain cases.
For each $100 of the loan, Check N Title Loans charges a lending fee of $25. A loan term is fourteen days or less. This company only processes pay day loans during normal business hours on weekdays. If you apply between 9:00 a.m. and 6:00 p.m., approval will take only a few minutes. After you are approved, you will be notified by email, and receive your money the following day. If you visit them in person, it can be much faster and is a requirement for title loans.
The day before your loan is due, you must submit an online payment request to Check N Title Loans. The payment will be deducted from your bank account at midnight. If you need to ask for an extension, you must contact the company two days before the due date.
It is essential for the borrower to submit his payment request or request an extension on time. If you do not take either of these actions when you are required to do so, the company will debit the full amount from your bank account. If your bank shows nonsufficient funds, you will hear from Check N Title Loans’s collections department. You will also pay an additional $150. in fees.
It is not difficult to obtain a loan through this company. The application and approval process is easy and fast. Paying off your loan is equally simple. As some things can be done online, you will save a considerable amount of time from not needing to go anywhere in person, or make any unnecessary phone calls. This doesn’t apply to the title loan portion.
The ability to request more money for future loans is a benefit they offer to their responsible customers. However, it is necessary to follow through with your payment obligations. Submitting payment requests or asking for extensions only takes a few minutes. The consequences of not taking it seriously include not being able to take out loans in the future, and dealing with collection agencies.
