First Cash
214 West Main Street
Lebanon, TN
(615) 444-9480
firstcash.com
What They Offer
This company offers fast approval, 100% acceptance, and fast funds to pay day loan borrowers in Tennessee. They do not specify any minimum income a person needs to receive a loan. If a person has any kind of banking account, a valid photo I.D., and proof of income, this is all that is required for a pay day loan through First Cash. They also offer loans to people who have bad credit.. In general, a borrower will have his money in his checking account in twenty-four hours.
The company prides itself on making pay day lending convenient for their customers. They state that the entire process is much more convenient than going to pay day loan stores in person. As everything is done online, the customer never needs to leave his home to apply for and receive a loan. This benefit saves time and saves money for busy consumers who need fast pay day loans.
Where They Are Located
This is a web-based company and they also have popular office/pawn shop combos. You will find plenty of locations in TN and surrounding areas. You can start with the small application on the website. After you submit the application, it will be reviewed immediately.
Rates and Fees
Pay day loans are offered up to the maximum amount allowed by state law. In Tennessee, the maximum is $500. After your loan has been approved, they will explain all of the applicable rates and fees to you.
It is essential for you to review the terms on your loan agreement. You need to know exactly how much the total loan will cost before you agree to receive the loan. This way, you will be prepared to repay it in full when it is due. If you have any questions about the amount you must pay, when it is to be paid, or any other questions pertaining to your pay day loan, discuss them with your lender.
Additional Information
If you browse around the internet, you can find many customer reviews for this company. All of the reviews are wonderfully positive. Customers report complete satisfaction with everything from the company’s customer service department to how easy it is to obtain and repay loans. A 100% approval rate, and twenty-four hours or less from loan approval to receipt of funds, are only two reasons so many customers are satisfied with their experiences with this company.
