A1CashAdvance
315 A. Harding Place
Nashville, TN 37211
615-837-2222
a1cashadvance.com
What They Offer
A1 Cash Advance offers cash advance loans and pay day loans to residents of Tennessee. The company offers two options to people who wish to apply for a loan.
One option is to visit a store, and apply in person. The other option is to apply online. If you choose the latter, your loan can be approved within an hour.
You must FAX your application to a store location for it to be processed. You will receive a call so you can complete the processing over the phone.
Requirements for loan eligibility include your bank statement, your photo I.D., your pay stub, and a preprinted check from your checking account. This company does not offer cash advance loans to active duty military personnel, or the dependents of active duty military personnel.
Where They Are Located
A1 Cash Advance currently has two stores in Tennessee. The address of their Nashville location is 315 A. Harding Place, Nashville, Tennessee, 37211. The phone number for this location is 1-615-837-2222. The FAX number is 615-837-1041.
The address of the A1 Cash Advance store in Murfreesboro is 2567 Old Fort Parkway, Murfreesboro, Tennessee, 37128. The phone number for this location is 1-615-904-8880. The FAX number is 615-904-8896.
Rates and Terms
Borrowers will not receive any refund for early repayment unless they repay the loan in full within a day after the loan agreement is made. Borrowers must agree to allow A1 Cash Advance to check their credit whenever they deem necessary, including after a loan has been issued.
Credit approval may be required in order to receive a cash advance loan. Borrowers cannot receive a pay day cash advance loan from this company if they currently have an outstanding loan.
On a loan of $250. or less, the finance fee is 15%. As an example, a $200. loan will carry a $30. finance fee.
Loans cannot be made for more than 15% of the borrower’s monthly income. Tennessee residents can borrow no more than $250. from A1 Cash Advance, regardless of their income.
You will have the option of receiving your funds by electronic transfer to your bank account, or by cash. You can repay your loan with your check, or in cash.
If you opt to repay by check, and are not sure if you will have the funds to cover it in your bank account, you must contact A1 Cash Advance before the due date. If your check is returned due to nonsufficient funds, it will result in extra fees and possible legal action.
Additional Information
A1 Cash Advance is only licensed to operate in Tennessee and Indiana. The company can be a good option for people who live near one of their store locations.
If your credit record is not an issue, this company may be the source you are looking for for your next cash advance pay day loan.
