EZMoney
1412 West 41st Street
Sioux Falls, SD
(605) 339-8573
getezmoney.com
What They Offer
EZMoney is a direct lender, offering pay day loans with few requirements for eligibility. If you live in South Dakota, filling out the application can result in a pay day loan up to $500. All you need to apply is your basic personal, contact, bank, and employment information. You do need to have an active checking account so you can receive your money.
EZMoney offers fast service. Simply complete the application, wait for approval, and sign your loan agreement after you have read it. You do not have to do anything else. Pay day loan funds are usually transferred to the borrower’s bank account within two days or given to you as cash in their store.
EZMoney does not issue pay day loans to individuals who currently have outstanding loans from their company. This company will deal with your loan repayment for you. The total amount you owe will be debited from your bank account on the due date.
Where They Are Located
This company has offices in numerous states around the US and you’ve probably heard their radio or TV jingle at some point. If you’re unsure where an office is exactly, you can visit their website or give them a call. A store locator is provided on the site.
Rates and Fees
The due date of your pay day loan depends on your regular pay schedule. In general, loans are due on the borrower’s next pay date. However, if the pay date is not between eight and thirty-five days from when you receive your loan, the due date is fourteen days from when you receive it.
The finance charge is $25. for each $100. of the loan. On a 14-day, $100. loan, the APR is 651.79%.
As extensions are allowed on pay day loans in South Dakota, you can request an extension if necessary. You can get an extension by logging into your online account, or by calling the customer service department. Whenever possible, borrowers should make a point of repaying their loans on time. This will help you avoid additional fees and interest.
Additional Information
EZMoney currently serves six states in the United States. South Dakota is one of the states where the company does not use the services of third party lenders. All of the agreements and transactions for pay day loans are between the individual borrowers and the company itself.
You can apply for your pay day loan from anywhere, at any time. The customer service department is open from 10:00 a.m. to 9:00 p.m. on weekdays. People who would like more information, or have questions about pay day loans, can contact the company by standard mail, email, or telephone.
The key word EZMoney uses to describe the company is “fast.” It can be a good option for South Dakota residents who need pay day loan funds as quickly as possible. You do not have to visit any store locations in person, or deal with third-party lenders. All you need to do is apply on the website.
