Express Check Advance
4701 Devine Street
Columbia, SC
(803) 743-0034
expresscheckadvance.com
What They Offer
People who have a regular monthly income of $1000. or more, a direct deposit checking or savings account, and are residents or United States citizens, can receive pay day loan assistance from Express Check Advance. The borrower must also be at least eighteen years of age, and cannot be in the U.S. military.
This company is a direct lender. They determine how much you can borrow based on the information in the borrower’s application. You can apply for a loan though the application on their website. The application asks for your contact information, and information about your bank, employment, and identification. You also have the option of applying in person or on the phone.
Borrowers who prefer to use the telephone application method will find an interesting feature on the Express Check Advance website. All you will need to do is select your state, and the type of account you currently have with your bank. The little Loan-by-Phone feature will route your telephone call to the correct department and person who will assist with your application. You can find this feature directly underneath the Express Check Advance company logo on the home page of their website.
The company states while they do not require applicants to FAX any documents, it may be required by some lenders. They also clearly state that an application on the Express Check Advance website is not a loan application. It is merely a request by the borrower for Express Check Advance to match him with an appropriate lender.
After you submit an application, a lender will receive it instantly. If the lender approves your application, you will receive all the information you need about your loan. If you accept the lender’s loan offer, your funds can arrive in your bank account the following day. While every lender is different, those who work through this company try to get loan funds to borrowers within twenty-four hours after the loan contract is signed online or immediately in person.
Where They Are Located
This is a web-based and physical company so you have some choices when it comes to applying for a payday loan here. There is a store locator on the site or you can call the branch listed here. If you prefer to do things other ways, you can also use their handy online application.
Rates and Terms
This company abides by all the state laws of S. Carolina and the most you can borrow here is $300. This is a relatively small amount compared to some states but that is to keep people out of a never ending borrowing loop.
