Carolina Payday Loans, Inc.
4421 Devine Street
Columbia, SC
(803) 782-0146
carolinapaydayloans.com
What They Offer
Carolina Payday Loans, Inc. is a direct lending company. They have a few requirements for pay day loan eligibility. Your checking account must have been open and valid for ninety days or more. You need to have a job, with at least $1000 per month deposited into your bank account. Your job status will be verified.
There are two ways to apply for a pay day loan from Carolina Payday Loans, Inc.. You can either fill out the application on their website, or apply in person.
A first-time borrower will receive his loan funds in his bank account or in hand at the office. If your loan is approved prior to 4:00 p.m. Pacific Standard Time on a weekday, the funds will be deposited overnight. Returning customers have additional options. One option is to receive the money through a MoneyGram. When you are eligible for this option, you can receive your money within minutes.
Carolina Payday Loans, Inc. also offers a number of other benefits to their customers. One benefit is the rewards program for their preferred members. This program works by providing members with discounts on their loans. The more loans you take out from Carolina Payday Loans, Inc., the more money you will save. You can eventually save 30% on your pay day loans.
A second benefit is the referral program. Unlike other companies which only offer credit for referrals, or require customers to wait until their friends have paid off their loans, you will receive some cash as soon as your friend takes out a loan. There is no limit to the number of people you can refer to Carolina Payday Loans, Inc..
Where They Are Located
Carolina Payday Loans, Inc. is both a physical office and online payday loan site. This allows you a lot of flexibility as you can visit them in person or simply hop on your PC or mobile device to apply for your loan. Their address is located on the website as well.
Rates and Terms
Carolina Payday Loans, Inc.’s rates are quite low. As an example, a 14-day, $100. loan will carry $18.62 in fees. There is a 485.45% annual percentage rate.
First-time customers are eligible for a discount. The company is currently offering low fees of $13.97 per $100. you borrow from Carolina Payday Loans, Inc.. This is a 25% savings on your first loan.
Bad credit will not affect your ability to obtain a loan from Carolina Payday Loans, Inc.. This company does not do traditional credit checks. Instead, they use Teletrack. Their main concern is for the borrower to not have outstanding pay day loans.
Repaying your loan is easy. The funds will be deducted from your bank account on the date your repayment is due. There is nothing for you to do except have the funds in your account to cover it.
Additional Information
Carolina Payday Loans, Inc. cares about their customers. They even have special links on their websites to sites where customers can receive answers and help with financial and personal concerns. These are features you will not find on most pay day lenders’ websites.
