ACE Cash Express
2324 Taylor Avenue
Columbia, SC
(803) 988-7021
acecashexpress.com
What They Offer
ACE Cash Express offers pay day loan services to nearly everyone. A borrower needs a monthly income of only $750. People who are in the United States military are also eligible. Bad credit or no credit history will not prevent you from obtaining a loan.
You can receive the personal pay day loan in three easy steps. Begin by filling out the online application. After you have submitted your application, you should receive your approval status within ninety seconds. After you are approved, the site will direct you to your lender. Accepting the loan is the last part of the process before your money is available to you within an hour. Or you can just swing by the local office and do this as well.
ACE Cash Express states that four out of five people who apply for loans on their website receive instant approval. Their lenders send loan confirmations by email. The email will inform you about how to accept the loan, and how to access the funds the lender sends to you. If you have any questions about your personal pay day loan, you should be able to find the answers in your confirmation notice.
Where They Are Located
ACE Cash Express is a very popular company with offices almost everywhere you go. Most major cities will have numerous stores that are easy to access. If you are unsure of where one is, you can use their store locator or opt to simply fill out the application online.
Rates and Fees
As ACE Cash Express is a direct lender but the company does not include pay day loan rates and fees on the website. However, they do offer a fee projection calculator on the site. Depending on the amount you would like to borrow, the calculator can help you see the approximate amount you will repay on the due date. These rates reflect low interest, average interest, and high interest options.
Examples for a $100 loan would be $15 in fees for low interest, $21 in fees for average interest, and $26 in fees for high interest.
This feature is only meant to help the borrower estimate the total cost of the loan he is considering. It is important to note that only your lender can give you all the information you need to decide whether you can afford the loan. The loan agreement or contract the lender provides will detail the rates and fees you will be expected to pay, as well as the date your loan repayment will be due.
Additional Information
While borrowers should not request a larger pay day loan than they are reasonably able to repay, ACE Cash Express may offer the option of applying for two loans at the same time. This will allow you to receive more money if you feel it is necessary.
