123 Cash Payday Loans
778 Warwick Avenue
Warwick, RI 02888
www.123cashloans.com
What They Offer
123 Cash Payday Loans offers fast cash advances to residents of Rhode Island. You need to have held your present job for at least six months. You also must have been at your present residence for at least six months. You must have a checking account in order to be eligible for a cash advance pay day loan.
Applications for cash advance loans must be completed and submitted at one of the company’s store locations. They currently do not have options for online or telephone applications. When you visit a 123 Cash Payday Loans store, you will need one of your blank personal checks, a utility bill so they can verify your address, the statement from your checking account, your pay stub, and your driver’s license or your photo I.D.
123 Cash Payday Loans can offer a maximum pay day loan of $435.
Where They Are Located
Rhode Island residents can find two 123 Cash Payday Loans stores in their state. One store is located at 778 Warwick Avenue, Warwick, Rhode Island, 02888. The telephone number for this store is 1-401-784-9900. The other store is located at 1243 Mineral Springs Avenue, North Providence, Rhode Island, 02904. The phone number for this store is 1-401-721-2250.
Rates and Fees
The fees charged by 123 Cash Payday Loans depend on the amount of the loan, and the length of time the borrower will have to pay back the loan. One example is a 14-day, $100. loan will carry $15. in fees, with an APR of 391.07%.
If you know how much you plan to request on your loan, you can visit the website in advance. It provides a handy chart of the company’s fee structure. You can see the fee amounts and total repayments for loans between $100. and $435. This way, you will know how much you will be expected to repay before you apply for the loan in person.
123 Cash Payday Loans simplifies the process of repaying pay day loans. When you apply for the loan at the store, you will fill out your personal check with the full amount you will owe as repayment. This is known as collateral. The check will be held at the store until your loan repayment is due.
Additional Information
123 Cash Payday Loans takes the difficulties, time, and stress out of pay day loans. The entire process is fast and easy. Whenever you need quick cash, all you have to do is begin by looking at the chart on the website. It will let you know exactly how much you must repay for the amount you want to borrow.
Next, take your documents to one of the stores listed above. Your pay day cash advance loan can be processed within a matter of minutes, so you can go home with your money and know your loan will be repaid on time.
