United Check Cashing
3200 Paxton St # C
Harrisburg, PA
(717) 564-3383
usapaydaypro.com
What They Offer
United Check Cashing has some differences from most other pay day lending services. One difference is the income a borrower needs in order to be eligible for a pay day loan. While most companies require a monthly income of at least $1000, and others require at least $800, a monthly income of only $700 makes you eligible for a loan through United Check Cashing. This company has been around since 1977 so they are a well known and respected organization.
Second, United Check Cashing is not only for people who have regular jobs. You can also apply if you have fixed-income benefits, or if you are self-employed. If you have had this source of income for four weeks or more, you are eligible. However, United Check Cashing will not process loans for people who are serving in the military.
While pay day loans are generally due on the borrower’s next pay day, you will also have the option of paying in installments. This means you can make small payments over a number of weeks, rather than pay the entire amount at one time. As most people who take out pay day loans have a variety of financial obligations, this can be very beneficial. You will not be required to devote a large amount of your next paycheck to pay off your loan if you choose this option.
You will need a bank account in your own name so you can receive your money. It can be either a savings or checking account. After you submit the application, you will know almost immediately whether a lender has a loan offer for you. If you are approved, the lender will provide all of the information you need about the loan you are being offered. If you agree to the lender’s terms, your funds may be sent to your bank account within two hours.
Where They Are Located
United Check Cashing is actually headquartered in PA and it has offices in 20 states as of 2011. You can find a store near you by accessing their website or calling the number listed above. Their website works well on phones and mobile devices in addition to pcs.
Rates and Terms
Each lender has specific rates and terms for pay day loans. United Check Cashing abides by all the state rates and regulations. In PA, the max you can get in a single loan is $500.
Additional Information
Many people need a little extra financial help occasionally. Unfortunately, many pay day loan services have eligibility requirements which some people cannot meet. United Check Cashing makes it easy for more people to qualify for pay day loans. Whether you have a lower income, are self-employed with your own business, or cannot reasonably repay a loan out of one paycheck, this company can help. Even if you are not eligible for a pay day loan through other companies, this company can assist you in finding the short-term pay day loan you need at the time you need it the most.
