Cincinnati is a large city located in central Ohio and is the home of the Bengals, great historical architecture and a very rich cultural history. This is the 3rd largest city in Cincinnati and is a great place to settle down or to just pop in for a visit. Cincinnati has quite a few annual festivals that draw visitors from all around the nearby states.
When times get tight, there are numerous payday loan shops in town as well as on the outskirts. This can be pretty handy for when holidays approach or other immediate financial needs pop up.
Ohio Pay Day Loan Laws
Maximum Loan Amount: $500.
Maximum Fees: 28% of the loan
Annual Percentage Rate: 500% on a 14-day, $100. loan
Minimum Payoff Time: 31 days
Maximum Payoff Time: 60 days
Extensions Allowed: Extensions are not allowed on Ohio pay day loans
Top Cincinnati Pay Day Loan Companies
Checksmart
3441 Warsaw Ave, Cincinnati, OH
(513) 471-0548
checksmart.com
Checksmart is a check-cashing and short-term loan center with multiple offices in Ohio. This company can often provide loans to those with bad credit as well as those rejected by other payday loan companies. You can visit their website for a lot of great information and current rates.
United Check Cashing
3056 West McMicken Avenue, Cincinnati, OH
(513) 961-8700
unitedcheckcashing.com
United Check Cashing primarily does check cashing as the name implies but they also have an amazing payday loan department that is extremely fast. You can visit them in person or go online and get approved for a payday loan almost instantly and have money in as little as one hour.
Quik Cash
7990 Colerain Avenue, Cincinnati, OH
(513) 522-0371
qcholdings.com
Quik Cash is an extremely well known company with offices all across the US. This company has almost 100 offices in Ohio alone so you know they’re very skilled in their field. Payday loans for those with bad credit are their specialty and they also work with people on fixed incomes. No faxing.
Check Into Cash
7666 Reading Rd #4, Cincinnati, OH
(513) 761-1516
checkintocash.com
Check Into Cash is another very popular company that is extremely fast at getting money in your pocket during times of need. They offer very friendly service and may be able to get a small amount of cash to you even if you’re on VA or disability benefits.
National Cash Advance
5098 Glencrossing Way # C, Cincinnati, OH
Glenway Crossing
(513) 347-9555
nationalcashadvance.com
National Cash Advance offers more overall services than some similar companies. You can do the usual check cashing, money orders and wire transfers but also purchase a variety of prepaid debit cards. This is a great option for those unable to shop online due to bank issues.
