Check Smart
Community Choice Financial, Inc.
7001 Post Road, Suite 200
Dublin, OH 43016
www.checksmartstores.com
What They Offer
During the last decade, Check Smart has won a variety of business awards. They have been in business since 1989. In addition to pay day cash advance loans, they offer many other financial services to their customers. Ohio is one of the fourteen states in the United States where Check Smart has store locations.
When you visit a store to apply for a loan, you will be opening a Check Smart account. It is necessary for your identity to be verified and confirmed before a cash advance can be issued to you. The customer service representative will need to know your name and address, and your birthdate. They may require documentation for the purpose of proving this information.
The information Check Smart will collect on a borrower include his income, social security number, payment history, account balance, and his credit scores and history. The company states they will share this information when you become a customer, and will continue to do so even if you cease being their customer. If you have any questions about these policies, you can call 1-800-837-0381.
Check Smart can offer cash advances between $100. and $1000. A loan can be either a secured or unsecured loan. If a secured loan is requested, the borrower will present a postdated check to the store when he applies for the loan. The check is collateral, or security, so his cash advance loan will be repaid in full when it is due.
Where They Are Located
Check Smart currently has eighty-two store locations throughout Ohio. You can find the nearest store by entering your zip code or address on the Store Locator section of the website. This company does not process pay day loans through their website or over the telephone. If you wish to apply, you must visit one of their stores in person.
Rates and Terms
Check Smart does not provide any information about their cash advance rates and terms on their website. If you need specific information in advance, you call call your nearest store, or contact corporate headquarters.
Additional Information
Most Check Smart stores are open twenty-four hours a day, seven days a week. You may want to check your store’s hours before planning to visit in person.
Ohio Check Smart stores offer many different services. In addition to pay day cash advance loans, you will find check cashing services, Gold and Silver prepaid Mastercards, bill paying services, money orders, and Western Union money transfers. You can also file income taxes at your Check Smart store. This special service is provided free of charge by an unrelated company.
When it comes to pay day loans and other financial issues, it can be very beneficial to deal with an experienced company. Check Smart has been assisting customers throughout the United States for more than twenty years. Wherever you live in Ohio, there is a nearby branch that can meet your needs.
