Check Into Cash
2117 Eakin Road
Columbus, OH
(614) 272-0317
checkintocash.com
What They Offer
Check Into Cash is part of the large Check Into Cash, Inc. company. They have been providing pay day loan cash advances since 1993. The company is a member of the Community Financial Services Association of America. They currently have stores in thirty states throughout the United States.
Ohio residents who want to apply for pay day loans have three options. You can use the application on the company’s website, apply by telephone, or visit one of their stores. The details for each of these options can be found on the website. The number to call for phone applications is 1-877-577-7977. A customer service representative will assist you.
Ohio residents can also apply online. You can begin by setting up an account on the website, and proceed to your application. You will know your approval status within minutes, and receive your money the following day. If you prefer to apply in person, you can type your zip code into the store finder form, and receive information about store locations near you. You can also call 1-877-262-CASH for this information.
Where They Are Located
This company has dozens of pay day cash advance loan stores in Ohio. The corporate headquarters are in Tennessee.
Rates and Terms
This company has slightly higher pay day loan fees than you may find at other companies. As one example, a 14-day, $100. loan will carry a finance charge of $26.19. The annual percentage rate for this loan is 682.811%. A 14-day, $500. loan will carry a finance fee of $45.17, with an APR of 235.393%.
The total amount of your loan will be deducted from your bank account when the repayment is due. As Ohio does not allow extensions on pay day loans, you must be sure to have enough money in your account to cover it. Check Into Cash and Check Into Cash, Inc., take unpaid loans very seriously. It can take only one delinquent pay day loan to make you ineligible to receive future loans from this company.
Borrowers who apply at store locations will use a different method of repayment. When the customer service representative informs you of the total loan cost, you simply present him with a check to cover this amount. Your check will remain at the store until your next regular pay date. You will have the choice between reclaiming your check and repaying the loan in cash, or allowing the company to deposit your check.
Additional Information
When a person needs extra money between pay checks, obtaining a pay day cash advance loan can be stressful, worrisome, and difficult. It can make the entire process much easier if you know you are dealing with an established company with a solid history. Check Into Cash and Check Into Cash, Inc., is this kind of company. You can apply for a loan with complete confidence.
