Americas Loan Company
127 East Main Street
West Jefferson, OH
(614) 879-8004
americasloanco.com
What They Offer
Americas Loan Company is a direct provider of pay day loans. This results in a number of benefits to the borrower. First, all you need to know about your loan is clearly stated on the website. You do not need to be concerned about a third-party lender having different terms or requirements, as Americas Loan Company does not use third-party lenders.
A second benefit is faster service. As there is no waiting period to hear from lenders, you will receive your money in your bank account as soon as Americas Loan Company approves it. Approval can take less than one hour. They do not use TeleTrack, and there is nothing to FAX. As everything is processed very quickly, this company refers to it as an instant pay day loan.
If you have steady income of $1000. per month, you can apply. Whether you have a savings or checking account, it must include direct deposit. Borrowers must be United States citizens, and at least eighteen years old.
Where They Are Located
Americas Loan Company is a web-based company. The company itself does not have any physical locations. If you wish to apply for a loan, it must be done online. However, borrowers who prefer to apply in person can check the extensive listings on the website.
Americas Loan Company provides the names, telephone numbers, and addresses of many pay day lending companies in dozens of Ohio cities. These companies are not connected with Americas Loan Company, but provide an option for borrowers who do not want to apply over the internet.
Rates and Terms
The rates and fees depend on the amount of your loan, and other factors. For each $100. you borrow, you can expect the fees to be between $25. and $30. You will know the exact amount when you are approved.
The pay date after you receive your loan is the date it will be due. You do not have to do anything to make your payment. The total amount will automatically be deducted from your savings or checking account.
Borrowers who can repay their loans early will not have any penalty fees. Early repayment can result in paying lower finance fees than stated on your loan agreement. If you are able to repay early, you can contact Americas Loan Company by telephone or email.
Additional Information
Many people who could greatly benefit from a pay day loan do not apply because they do not know what to expect. This can be due to concern about dealing with unknown third-party lenders, worrying about the security of their personal information, concerns about their credit being checked, or not having access to a FAX machine to provide required documents.
Borrowers will not have any of these issues if they choose Americas Loan Company. Everything from filling out the application to repaying a loan is secure, confidential, fast, and easy. It is one company Ohio residents should consider for their pay day loans.
