Check ‘n Go
424 South 3rd St # 5
Bismarck, ND
(701) 250-9060
checkngo.com
What They Offer
This company has more than one hundred sixty offices in their network near ND. The borrower can receive the largest possible loan at the lowest possible rate.
Check ‘n Go offers fast service. After you complete the brief online application, you can be approved by Check ‘n Go within one minute. After you are approved, the company will check their database. You will be matched with a lender who can provide the best loan offer for you. When you arrive on your lender’s page, you will electronically sign your loan agreement.
Your state’s law and your income are the deciding factors in how much money you can borrow for a pay day loan. When your loan is approved, you will be notified by email. While lenders vary, your money should be in your bank account between one hour and the following day.
Where They Are Located
You can find these stores all over North Dakota and in most cities in the US actually. To find one near you, you should use the store locator on their official website or flip through your yellow pages. You may be surprised to learn just how many are within driving distance from your home.
Rates and Terms
As they are not a direct lender, Check ‘n Go can only offer projections on pay day loan rates. If you use a $100. loan as an example, the fee will be between $15. and $26. A $300. loan can result in fees between $45. and $78. The difference in rates is primarily based on the borrower’s credit history. The annual percentage rate can be between 5% and 32%.
Your pay day loan will be due on the date you receive your next pay check. You will receive a reminder by email one or two days before the due date. You can pay the entire amount, pay only the interest, or pay a portion of the principal plus interest. These are three separate options. If you are not prepared to repay the entire loan, you will need to arrange for an extension by contacting the lender.
Borrowers who need a second pay day loan after repaying a current loan can receive one. You should allow your bank at least two days to process and clear your repayment before you apply for a second loan. If your recent loan has been repaid on time and in full, the lender may issue you a larger pay day loan the next time.
Additional Information
Check ‘n Go offers many helpful articles on their website. North Dakota residents who have questions about financial issues may find the answers they need on the site. There is a topic for every interest. The website also has information for members of the United States military who need pay day loans.
Check ‘n Go stresses they are personally concerned about their customers. They welcome input and questions directed to them by mail, email, telephone, and FAX.
