Bottom Dollar Payday
Online Company
www.bottomdollarpayday.com
What They Offer
This company is a member of the Online Lender’s Alliance, with many years of experience in the pay day lending business. They are a legitimate company, and abide by the highest standards. These factors put Bottom Dollar Payday a step ahead of many other online pay day loan services.
One benefit this company offers is allowing the borrower to choose how soon he will receive his loan funds. If you need your money immediately, it can be transferred by wire to your account the same day you are approved. The company refers to this feature as a “Same Day Credit Loan.” There is a $20. fee for this special service. If you do not need your funds immediately, the money will be in your account the following day, without any extra charges.
In most cases, the maximum pay day loan a first-time borrower can receive from Bottom Dollar Payday is $400.
Borrowers must have a steady income, a phone number, a direct deposit bank account, and an email address. The information you provide on your application will be verified, as well as your loan history. The balance of your bank account, and your recent deposit history, will both be checked. As your employment also needs to be verified, Bottom Dollar Payday will contact your employer.
Where They Are Located
Bottom Dollar Payday is a web-based company. If you want to apply for a pay day loan through this company, you must use the application form on their website.
Rates and Terms
Pay day loans are due on the borrower’s next pay date. If there are five days or less between receiving your loan and your next pay date, the loan will be due on your second pay date. The due date cannot be scheduled for more than sixteen days after you receive your loan.
However, you are not required to pay the entire loan on the due date. If you wish, you can pay only the finance fee. You have the option of arranging a payment schedule when you receive the loan, or by calling the company three days before your due date. If you do not contact the company, they will debit the finance fee only from your account on the due date. These options allow the borrower a considerable amount of leeway in repaying a pay day loan.
Additional Information
North Dakota residents who have other questions about pay day loans or Bottom Dollar Payday have a number of options for receiving answers. You can send an email to CustomerService@bottomdollarpayday, use the Live Chat feature on the website, or call Customer Service directly at 1-877-712-3729.
The customer service department is available from 7:00 a.m. to 5:00 p.m. CST on weekdays, and from 8:00 a.m. to 5:00 p.m. CST on weekends. Borrowers who want to use the chat feature after normal business hours can leave a message, and a customer service representative will return the message.
