Advance America
914 S. 12th St, Ste 103
Bismarck, ND
(701) 258-9292
advanceamerica.net
What They Offer
Advance America is a direct lender for pay day loans. A borrower needs to earn $1000. per month or more, and have your paychecks direct deposited into your bank account. If you meet these requirements, you can receive a fast loan from Advance America. All you will need to do is email or FAX a bank statement to the company to verify your income and direct deposit status.
Advance America offers fast service. After you fill out the online application and provide your bank statement, you will receive your pay day loan. Your e-signature on the loan agreement is the only collateral the company will need from you. If Advance America decides you are not qualified to receive a loan from their company, they can help you find another pay day lender.
Borrowers who submit loan applications before 4:00 p.m. PST between Monday and Thursday will receive their funds the next day. Applications submitted between Friday and Sunday will result in funds arriving in the borrower’s bank account by the following Tuesday.
Where They Are Located
Advance America has plenty of locations across the state of North Dakota. You can visit their official website to find maps, addresses and locations. You can apply online as well.
Rates and Terms
Advance America offers low rates on pay day loans. Their rates are much lower than the state’s limit. For each $100. of your loan, your fee is only $15.
While the maximum amount you can borrow is limited by your state’s laws, your income is also used for this purpose. A pay day loan is limited to a specific percentage of the borrower’s salary.
If you have difficulty repaying your loan in full by the due date, you have options. A common option is to request an extension. The loan can be extended until the next pay date. There is an extra fee if you need a rollover. You should contact Advance America and ask to speak with a loan officer.
After you have taken out a pay day loan and repaid it in full, you will always have the option of applying for future loans from this company. They do not have any restrictions on the number of loans an individual can receive, as long as he does not have outstanding loans.
Additional Information
Applying for a loan from Advance America is not limited to regular business hours. You can submit an application at any time of the day or night. No matter what time you complete your application, there will be a customer service representative available to receive and review it.
Advance America also offers a wide variety of articles on their website. They cover many financial topics, so you can find answers to almost any question. If you have any questions you do not find addressed on the website, the Customer Care Line is always open. You can get answers, and your pay day loan, today.
