Charlotte Payday Loans
1800 Camden Rd Ste 107
Charlotte, NC
(866) 314-5265
quickpaydayadvance.info
What They Offer
Charlotte Payday Loans has a variety of pay day lending services. Fast Friendly Loans is one of these services. This company is a direct lender as well as a matching service.
This company states that many of their lenders do traditional credit checks. The lender may also verify the borrower’s social security number. They will use TeleTrack or other consumer databases to review your history with other lending companies.
Charlotte Payday Loans has very few eligibility requirements. You must be eighteen years old, with a regular income and a bank account. The participating lender may have additional requirements. After you complete and submit the application, you may be connected to an online lender within a few seconds. If you agree with everything in the loan offer, simply e-sign the contract, and look forward to receiving your money the following day.
Charlotte Payday Loans accepts pay day loan applications twenty-four hours a day. However, borrowers are advised that lenders must verify information and communicate with customers in real-time. For this reason, your loan can be processed faster if you apply during a business day. Your loan funds will be in your bank account the day after the lender approves your loan.
Where They Are Located
As the name suggests, Charlotte, NC is their main office but you can use their services all throughout North Carolina. You can visit their official website for details on offices and to find out about their online service. This is the most popular option.
Rates and Terms
A pay day loan is due on the borrower’s next payday. In most cases, borrowers can receive an extension if they cannot repay the loan on time. Lenders charge an extra fee for this service.
The exact fees of your loan will be determined by your lender. This information will appear in your loan contract.
The amount of money you can borrow will also be determined by the lender. Your income and other factors are relevant to this decision. After you have developed a positive relationship with your lender by repaying your loans, you may be able to receive larger pay day loans from the same lender in the future.
Charlotte Payday Loans cannot guarantee the lender they match you with will issue a loan to you. If the lender does not approve your loan, or if you are not satisfied with the terms of your contract, you have the option of reapplying. There is a special link for Returning Customers on the website. The company will try to find a different lender for you.
Additional Information
Borrowers who do not have checking accounts, a photo I.D., or are receiving fixed income benefits, can apply for a pay day loan through this company. These factors will not prevent you from obtaining a loan. They have many lenders in their network who will be willing to work with you under these circumstances. The lender will simply provide you with alternative options so they can approve your loan.
