Ace Cash Express
1100 North Miami Blvd
Durham, NC
(919) 682-3590
acecashexpress.com
What They Offer
Ace Cash Express is one of the very few pay day loan matching services to state that they do not use TeleTrack. There is nothing to FAX, and there are no credit checks. All a person needs to apply for a loan is a bank account and steady income. They do state their lenders may have other requirements. Your income, and your prior history with pay day loans, may be considered when determining your eligibility.
The person who needs a pay day loan can start by completing the application on the Ace Cash Express website. After it is submitted, you can be connected with a participating lender within a few seconds and this will almost always be Ace itself. If you accept the lender’s terms, sign the agreement. You will receive your money the following day. In some instances, funds can arrive within an hour.
Borrowers are not obligated to accept loan terms if they disagree with the terms. If there is anything in the loan contract you disagree with, do not sign it. All you need to do is reapply, and wait to hear from another lender.
Ace Cash Express accepts applications throughout the day and night. Matching an applicant to a lender can be done immediately. However, as most lenders are only available from 8:00 a.m. to 5:00 p.m. EST, you will have faster results if you apply during these hours on a weekday.
Where They Are Located
Ace Cash Express is a fairly prolific company with officies all over the place. You can find a store near you using their handy store locator.
Rates and Terms
As a direct lender, Ace Cash Express cwill tell you all state rates or terms for pay day loans. They do state the lenders in their network offer some of the lowest fees in the industry.
Your pay day loan will be due on the pay date after you receive the loan. Most lenders offer a number of options for repayment. Whenever possible, paying the full amount on the due date is always the best option. If you cannot, or if it would create financial hardship, you can ask the lender about the options he has for extensions. Extensions generally include additional fees.
Additional Information
This company does not guarantee a loan or lender for every applicant. The information you provide on your application will help the lender decide whether he will issue you a loan. When you fill out your application, it is essential for you to be as thorough and accurate as possible. The more honest and complete the application is, the better your chances of getting your pay day loan. If everything can be easily verified, it will also make the entire process faster.
When you apply for a loan, you will not be required to FAX any documents. If the lender is unable to verify information you may need to FAX a pay stub or another document.
