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Payday Loans In New York City

What can you say about New York City? It’s the largest city in the United States and is probably the most famous city in the world. With a rich history that goes back to some of the first settlements and the founding Fathers, New York remains one of the most popular destinations of all time. With historical landmarks, gourmet restaurants and trendy shops, people flock here to enjoy the unique experience.

New York is a state with very unregulated payday loans so you can often find very competitive rates from a variety of different companies both local and national. You can get larger than average payday loans here and that’s good because prices tend to be rather high in this area of the US.

New York Pay Day Loan Laws

Maximum Loan Amount:  not specified by state law

Maximum Interest Rate:  not specified by state law

Annual Percentage Rate:  a maximum rate of 25% per annum

Minimum Payoff Time:  not specified by state law

Extensions Allowed:  not specified by state law 


Top New York City Payday Loan Companies

NYC Check Express
86 West Broadway # 1, New York, NY
(212) 513-0330
nyccheckexpress.com

NYC Check Express offers check cashing services, money orders and traditional payday loans. They have a very comprehensive website full of useful information you can use to determine what type of payday loan is right for you. This office is located in the heart of New York City.

Money Centers
57 Pitt St # 1, New York, NY
(212) 533-5780
moneycenters.com

Money Centers is a regional chain with multiple offices throughout the state of New York. This is a one stop shop where you can cash checks, buy money orders, buy prepaid phone and debit cards and pay bills electronically. They offer payday loans in person and online.

Fast Cash USA Inc
250 Broome Street, New York, NY
(212) 673-6475

Fast Cash is a local office that doesn’t have a website as of 2012 but may have one in the near future. You can get a lot of information about this company the old fashioned way, by telephone. They offer check cashing, money transfers and payday loans.

Cash Advance
5 Penn Plaza, New York, NY
(646) 340-9466
cashlender.com

Cash Advance is a well known payday loan company that maintains a strong online presence in the form of cashlender.com. This company offers a free membership program to NY residents that opens up a wealth of discount and fee reduction options. Very worth your time to sign up even if you rarely get payday loans.

Pay-O-Matic
250 E Houston St # 250, New York, NY
(212) 982-7641
payomatic.com

Pay-O-Matic is a fairly run of the mill payday loan company but that’s not a bad thing at all. This means they know exactly how to take care of your financial needs quickly and easily. You can visit them to get payday and title loans.
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