United Check Cashing
1715 Route 88 # C
Brick Township, NJ
(732) 458-1800
unitedcheckcashing.com
What They Offer
United Check Cashing offers a special feature you will not find with very many other pay day loan services. While you can repay your loan on the due date, or receive a basic extension, you also have the option of paying nothing at all on your loan for one hundred days. In addition, if you choose this repayment method, it will not result in any extra costs for you.
United Check Cashing has more than 125 lenders in their network. Most lenders can provide loans up to $1500. Some can provide even more. This company states that four out of five people who apply receive approval within ninety seconds. Your lender can get your money to you within an hour.
This company does not state any specific eligibility requirements. You will not need to FAX any documents. The application requests your basic personal and contact information, details about your job and income, and information about your bank account. When you submit your application, you are stating that all of the information you provided is true and accurate.
Where They Are Located
United Check Cashing is an online pay day loan matching service. They do not have a physical location where borrowers can apply in person. If you are interested in a pay day loan, you must apply through the website.
The company is a part of the Blue Global Media, LLC., headquartered in Scottsdale, Arizona.
Rates and Terms
United Check Cashing offers a fee projection calculator on their website. As they are not a direct lender, they can only help you estimate the approximate cost of your pay day loan. If you use a $500. loan as an example, your fees can be between $75. and $130. The former is on the low interest end of the scale, whereas the latter is the highest interest you can expect. A $100. pay day loan can include interest fees as low as $15. or as high as $26., depending on the particular lender.
However, these are only estimates. When you receive a loan offer from a lender, the exact fees you will need to pay will be included in the agreement. Before you sign a loan contract, be sure to read it thoroughly so you know how much you are being charged for your loan.
If you need a second pay day loan, you can apply as soon as your repayment has had time to clear at your bank. United Check Cashing is one company that does allow borrowers to apply for a second loan before the initial loan has been repaid. They do advise borrowers against having multiple loans.
Additional Information
The extra time United Check Cashing allows for loan repayment is one important feature that sets this company apart from most other lending services. If you are on a strict budget, you can benefit from this feature. As you will not have additional finance or interest charges because of it, you can repay your loan when it is convenient for you.
