Quick Cash USA
7 Wood Avenue
Linden, NJ
(908) 862-1100
qcholdings.com
What They Offer
Quick Cash USA offers New Jersey residents up to $1500. in pay day loans. If you successfully repay your first loan, you may be issued a higher amount the next time you apply. You need to have a direct deposit checking account, a monthly income of $1000. or more, and be a United States citizen who is at least eighteen years old, for pay day loan eligibility.
Applying for a loan through Quick Cash USA is a simple process. You can start by filling in your name, email address, state, and zip code. After you have completed the form with this basic information, you will add your contact information and details about your bank and job. You will also need to supply your driver’s license or other photo I.D.
Quick Cash USA does not do credit checks. You will not need to FAX any documents. All of the information your lender needs to approve and process your loan will be accessed online. You will hear from an agent about your loan status shortly after you submit the application. It will take less than thirty minutes to process your loan, and your funds will be available in your account the following day.
Where They Are Located
Quick Cash USA is a web-based company. New Jersey residents who want to apply for pay day loans must use the application on the website.
Rates and Terms
Quick Cash USA’s lenders offer competitive rates. While each lender has his own policy, you can expect your pay day loan fees to be between $25. and $30. for each $100. of the loan. Some lenders charge as little as $15. on a $100. loan.
Borrowers who have been denied loans by other pay day lenders may be approved by this company. They state their managers are willing to assist people who were denied by other companies.
This company cannot assist borrowers who currently have outstanding pay day loans. You must repay your outstanding loans before you apply.
Loan repayment is generally on the borrower’s next pay date. This is usually between eight and twenty-five days. If it is not possible to repay the loan on time, you can ask for an extension or a repayment plan.
Borrowers who can repay loans in advance will not have a penalty fee. Instead, you can have a portion of the loan fee refunded to you.
Additional Information
If you need your pay day loan funds as soon as possible, your money can be sent by a wire transfer. In this situation, the money will be in your bank account within one hour. It can be helpful for you to check with your bank to ask if they charge a fee for this service before you make a decision. If you do not mind paying a small fee, you can have your cash almost immediately after you accept the terms of your lender’s loan contract.
