Cash Advance
199 East Front Street
Trenton, NJ
(201) 882-9625
paydayloanselector.com
What They Offer
Cash Advance is owned by a nationwide company that operates across the United States as well as some parts of Canada.
Eligibility requirements for a loan include a steady income, an email address, and a good standing checking account. First-time borrowers cannot receive more than $500. on a pay day loan. If you successfully repay your first loan, it will result in two benefits. First, you will be able to borrow up to $1000. on future loans. Second, the fees for your future loans will be much lower.
If this company is unable to provide a pay day loan, they will try to match you with a different lender.
Applications that are approved before 6:00 p.m. EST will result in your funds being available to you the following day. If you accept the loan terms on a Saturday or Sunday, you will receive your money on the following Tuesday. Loan funds are generally sent to the bank account by electronic deposit. If you prefer to receive your funds by check, you also have this option. It will take between seven and ten days to receive the check in the mail.
Where They Are Located
Cash Advance is a web-based company. There is no physical location where borrowers can apply for pay day loans in person. Applications must be submitted through the website.
You can contact the customer service department at 1-877-836-1506. They are available from 8:00 a.m. to 10:00 p.m. EST on weekdays, and from 9:00 a.m. to 5:00 p.m. EST on Saturday. You can also use the email form on the website.
Rates and Terms
Cash Advance offers two repayment options. If you wish, you can repay your entire loan on your next pay date. You also have the option of taking four to twelve months to repay the loan. The specific amount of time you can have to repay it depends on the amount of your loan. If you choose the installment plan, you can repay it in full without any extra charges.
This company states that their rates are lower than most average pay day loan companies. As an example, a $200. loan with eight biweekly payments will have an annual percentage rate of 448.76%. Each biweekly payment would be $47.93.
Additional Information
Cash Advance makes getting a pay day loan easy and affordable. Returning customers will have an online account to make applying for future loans even easier.
The information you provide on your application, as well as your loan history, may be verified before your loan is approved. You must not have had any overdrafts, returned checks, NSF transactions, or negative balances in your bank account during the last thirty days if you apply for a pay day loan from this company.
