In the state of Nebraska you can borrow up to $500 at a time and you’ll be given a maximum time of 31 days to pay it off. This is an average amount and time frame in the payday loan world because it’s a reasonable amount of money borrowed with a decent time to pay it off in full. You’ll pay fees of $15 on every $100 borrowed. You can only have two outstanding payday loans in Nebraska at once and there are no rollovers of any kind.
Nebraska is a large, spread out state so it might be a good option to check into some of the online companies if you don’t live in a major city or within driving distance of one.
Nebraska Pay Day Loan Laws
Maximum Loan Amount: $500
Maximum Finance Rate: $15 per every $100 borrowed.
Annual Percentage Rate For 14 Day $100 Loan: 459%
Minimum Payoff Time: 1-31 days.
Extensions Allowed: None
Top 5 Nebraska Payday Loan Companies
EZ Money
2267 North Webb Road, Grand Island, NE
(308) 381-0838
getezmoney.com
EZ Money is a well established payday loan company with locations in most Nebraska cities and all over the US. You can use EZ Money for all of your personal finance needs and they handle check-cashing, money wiring, electronic bill paying, and of course, instant payday loans both on-site and online.
Direct Check Inc
923 South Burlington Avenue,
Hastings, Nebraska
(402) 462-2013
direct-check.com
Direct Check has offices in South Dakota, Montana, North Dakota and Nebraska. As a relatively small company compared to the competition, Direct Check offers great rates on all kinds of loans. They have instant payday loans and title loans available in Nebraska and you can apply online. This state must post all fees and charges and they are all listed on the official website and posted in their offices.
Paycheck Advance
13255 West Center Road,
Omaha, NE
(402) 697-1080
delayeddeposit.com
There are 24 Nebraska locations for Paycheck Advance and they have a very convenient and easy to use website so you don’t actually have to visit them in person. You can get loans of up to $500 in this state and have up to 31 days to pay them back in full.
Cash Depot
3133 North 108th Street,
Omaha, NE
(402) 493-0123
cashdepotomaha.com
Cash Depot has 5 Omaha locations and prides itself on personal and comprehensive customer service. When you visit them, you can use services like cash advance and prepaid debit cards. You can get loans of up to $425 at this company. The official website has tons of “special deals” and finance information you may find useful if you use these services often.
Check Into Cash
600 East Francis St.,
North Platte, NE
(308) 534-1183
checkintocash.com
Check Into Cash is a fairly popular check-cashing and payday loan company with numerous offices in almost every state. You can take care of all kinds of personal finance services here. This is a company that offers a membership for free and once you sign up become eligible for special promotions.