ACE CASH EXPRESS
2012 West St. Unit C
Annapolis, MD
410-266-3127
What They Offer
Ace Cash Express offers borrowers an easy way to get a pay day loan. Step one is to complete the application in person at a Maryland location. You will need to provide your personal and contact information, bank information, and information about your employment. After approval, you simply collect your cash and go on with your day.
Ace Cash Express is a direct lender. In most cases, it will only take a few seconds for this company to connect borrowers with lenders within their network. The only exceptions are when loan applications are submitted on legal holidays, during the weekend, or after business hours. In these instances, the lender will be available on the next normal business day.
The lender, typically Ace itself, will provide you with a loan agreement. It is up to you to decide if you find it satisfactory. After you sign the loan agreement, the funds will arrive in your bank account the following day. Some lenders can get funds to the borrower’s account within an hour.
This company can also work with you if you have a savings account instead of a checking account, and if you are on a fixed income. Although the company is not able to guarantee a lender for every person who requests a loan, their large network of lenders increases your chance of being matched with one who will issue a loan to you.
You are eligible to apply for a loan if you are eighteen years old, have a bank account, and steady income. However, individual lenders may have their own eligibility requirements. Your income, and your history with pay day loans, are examples of factors a lender may take into consideration.
Where They Are Located
This company has numerous offices across Maryland and hundreds more all across the US and Canada. You can find an ACE in major and mid-sized cities. You can use their store locator on the official website to find one within a certain distance from you. Since Maryland is so close to other states, it might be beneficial to cross state lines if you’re close. Call your local office for recommendations.
Rates and Terms
The rates and terms you’ll find as a Maryland resident will be varied. This is due to the regulations in this state being different than most states. You may find payday loans have a different name as well.
Additional Information
Ace Cash Express may be one of the largest or one of the most well-known names in the pay day lending industry and most customer reviews show them to be a very good and well respected company. Customers have stated this company is fast, efficient, easy to deal with, and helpful. When a company has so many positive reviews, and no negative comments from previous customers, it shows they are meeting their customers’ needs.
