Cash Tyme
2333 Versailles Rd # B
Lexington, KY
(859) 255-0080
cashtyme.com
Cash Tyme has offices in eight states including Kentucky and has been operating since 1998. The official website offers a ton of information about the company including who founded it, why, when and where. Right away this makes us think this is a stand up company that has put a lot of effort into making its customers feel like they are very important. This is a great thing to consider because the way a company portrays itself online can really make a difference in customer attitude.
This is a very customer service oriented business and they take extra steps to make every customer feel right at home when they enter the office. To qualify for a payday loan with this company you will need at minimum a photo ID, proof of income , 30 day bank statement and your checkbook. Some states may require more or less information so you may want to call the office you intend to visit before driving there.
What They Offer
This company offers cash advances and check cashing primarily but also offers an alternative phone service for those who can’t afford a deposit or monthly rates of larger phone companies. This makes it a very appealing business for those on a fixed income.
The regular payday loan is for those in unexpected financial trouble and as long as you qualify, you can get one quickly. You will write them a check post-dated for up to 2 weeks max and receive cash in hand. When that two weeks is up, your check is deposited so you will need to ensure you have the required amount in your account to avoid any fees.
Where They Are Located
This company has tons of offices in Louisville as well as branches in Maysville, Owensboro, Richmond, Covington, Henderson and Lexington. You can use their store locator on the official website to find an office near you. Odds are if you live in one of these cities, one is very close by.
They don’t currently do any online payday loans so you will have to visit them in person.
Rates/Terms
The state of Kentucky allows you to borrow up to $500 at a time. Cash Tyme lists all of their rates on the website. If you borrow $100 for example, you’ll need to make your check out for $117.50 and so on. There is a very handy table you can look at that shows exactly what you’ll be paying back. This makes it easier to plan in advance if you think you’ll need a loan.
Additional Info
