The laws in Kansas limit payday loan amounts to $500 with a payback time seven and 30 days. Kansas isn’t as strict as some states that allow large interest rates and finance charges. You’ll expect to pay finance charges of about 15% of your total loan amount at the maximum. The annual percentage rate for a 14 day $100 loan is 390% on average.
The state of Kansas has quite a few payday loan and personal finance companies located in most cities. While many are national companies with tons of branches, you can also find many different locally owned and operated, or family run companies that offer competitive rates.
Kansas Pay Day Loan Laws
Maximum Loan Amount: $500
Maximum Finance Rate: 15% of total loan amount
Annual Percentage Rate For 14 Day $100 Loan: 390%
Minimum Payoff Time: 7-30 days
Extensions Allowed: Variable
Top 5 Kansas Payday Loan Companies
3375 E 47th Street South
Wichita, KS
(316) 522-9314
aloanatlast.com
A Loan At Last is a combination pawnshop, retail store, check cashing service and new and used gun shop. This company is a family-owned and operated business that opened its doors in 1997. You can get payday loans up to $200 for small pawn loans on various types of merchandise if you decide to go that route. The official website has a large emphasis on firearms and features updates on various laws pertaining to weaponry such as concealed carry laws for the state of Kansas. To apply for a loan with this company will have to visit them in person.
2560 South Seneca Street
Wichita, KS
(316) 267-2187
kansasfastpaydayloans.com
Fast Payday Loans of Kansas as part of the fast payday loans network that has numerous locations scattered across the United States as well as in massive network of websites. It’s very easy to get along with this company as you can choose to visit them in person or simply handle the entire process online from the comfort of your home. The website for this business is set up in such a way that you should be able to access it with a cellular phone or newer mobile device.
12805 South Mur-Len Road
Olathe, KS
(913) 780-2999
ameribestpdl.com
Ameribest Payday Loan and Check Cashing is a locally owned and operated business that has been serving residents of Kansas 2005. This company specializes in payday loans and check cashing services but also offers money orders and electronic bill paying services that is compatible with over 20 different local companies. To qualify for a loan company,you need to have a working phone, be employed for at least three months, provide a 30 day bank statement, of residency verification and the current ID card.
8035 State Avenue
Kansas City, KS
(913) 334-4411
americanpaydayloansinc.com
American Payday Loans is part of the Money/Loan Mart network has over 325 locations around the country. This is a full service personal finance company that offers check-cashing, money orders, Western Union services, tax preparation and a couple different types of loan.you can get your standard payday loans that go by the name “cash till payday” or you can choose to apply for something called a consumer loan that isn’t available in all states but may be available online.
2110 Southwest 10th Avenue
Topeka, KS
(785) 234-4343
qcholdings.com
Quik Cash is probably one of the most abundant and widely recognizable payday loan and check cashing services in the entire United States. The headquarters of his company is located in Overland Park, Kansas and began helping customers back in 1984. The typical amount you receive and obtain a loan from the company is between $100 and $500 and you usually have about one month payback if not on your next payday.