Fast Cash of America
1701 3rd Ave. E., #2
Oskaloosa, Iowa
641 672-2753
fcetp.com
Fast cash of America offers customers just a handful of services in nine locations in the state of Iowa. This is a well-respected local company that has a mild advertising budget so you can find their ads on the radio and some local television stations. This company is fairly well known as a tax preparation service. The basic requirements to get a payday loan with this company are be 18 years old, have steady employment with a few months worth of paycheck stubs, have valid ID, and a checking account that has been in good standing for at least three months. Each individual store may require something slightly different so it’s in your best interest to call them first.
What They Offer
Fast cash of America can offer you tax prep, payday loans, and very cheap money orders. This makes this company a convenient one-stop shop to not only get payday loan, but also pick up money orders you might need to pay immediate bills with. Since this company only operates in three states, they have a lot of information regarding payday loan laws and regulations in these states. This makes them a sort of authority on how much you can borrow and when while keeping very low and competitive rates.
Where They Are Located
In the state of Iowa, you can find fast cash of America stores in Burlington, Centerville, Davenport, Grinnell, Iowa City, Muscatine, Marion, Marshalltown, and Oskaloosa. You can print out the application online if you want to get a jumpstart on the entire payday loan process but you’ll have to take it into one of their physical locations to complete the process.
Rates/Terms
This company abides by all the state laws and regulations of Iowa and is guaranteed to remain within the limits put in place by the state. The maximum amount you can borrow in the state of Iowa is $500 and you will have between one and 31 days to pay off in full. The state does not allow extensions of any kind but if there is an emergency you may be able to set up some kind of payment arrangement if it’s a one time deal. The maximum finance rates in the state are $15 on loans up to $100 and an additional $10 for every $100 after that.
Additional Info
This company treats its customers very well and wants to be available to you when you need them. They specifically state on their website that payday loans are for short-term use only thing shouldn’t be a long-term financial dependency as that can quickly get you into deep debt that is very hard to escape.
