EZ Money Check Cashing
1238 E. 14th St.
Des Moines, Iowa
515-262-2552
getezmoney.com
EZ Money Check Cashing is a fairly prolific company that you can find all over the Northwest and Midwest among other areas. This company has a very visible media campaign with a catchy theme song that will definitely stick in your head when you hear it on the radio or on television. In Iowa you can use this company’s physical offices or their handy website to handle most of your business. This company takes pride in helping customers but makes sure to mention that this isn’t a long term solution but instead is best used for emergencies and unexpected financial needs.
What They Offer
EZ Money cashes checks, gives payday loans, title loans (in some areas), prepaid debit cards, electronic bill paying and offers Western Union services. This is a very easy, one-stop shop setup so on payday you can take care of multiple financial obligations at once. It’s very handy to go cash your paychecks here and immediately use that money to pay off some of a previous loan or send money instantly to power/utility companies.
You can use the EZ Money website to complete the payday loan application if you prefer a quicker approach that requires no driving or traveling. The website will work on most newer mobile devices, tablets and any PC. Flash isn’t enabled on the website so many older model phones can also access the site. You can use the online application to determine if you qualify first to save time.
Where They Are Located
There are tons of EZ Money locations around the US with over a dozen in the state of Iowa in most major to medium sized cities. You can use their online store locator to find a location near you if you haven’t seen one around.
Rates/Terms
This company abides by all the terms set in place by the state of Iowa but typically gives loans that equal between $100 and $500 after the inclusion of any fees involved. The state of Iowa tops out at $15 on the first $100 and $10 on each additional hundred borrowed. This is a fairly reasonable rate compared to some of the laws in surrounding states. You can have up to one month to pay back a payday loan with this company but typically it will be on your very next payday.
Additional Info
EZ Money is very customer oriented and will work with you should you have some kind of significant problem repaying your loan on time. This may effect your ability to get later loans with them but they want to try to keep you from incurring additional fees whenever possible.
