Chec King
600 Blairs Ferry Rd NE #D
Cedar Rapids, Iowa
319-378-0500
chec-king.com
this company is a relatively small and locally owned and operated business that caters to customers in the state of Iowa only.to qualify for a loan with this company, you will need to bring a current bank statement from your checking account, current paystub or proof of income, a drivers license or state issued identification card, and your checkbook.
This company operates in the standard way of check holding. You will visit them in person, and if you qualify, will write them a check post dated for your next payday. When you next payday rolls around, the company will deposit your check so you will need to have enough money in your account to cover it. This is how payday loans have been conducted for decades and it’s a relatively easy-to-understand formula.
What They Offer
this company doesn’t have a lot of bells and whistles or special services. They specialize in payday loans only. This is a good thing because you can be assured that they are very good at what they do because all of their efforts and resources are focused on that one thing which is payday loans. They have a website that explains how payday loans work and what you’ll need to bring with you to complete the application for the payday loan.
Where They Are Located
this company has three locations, two of which are in Cedar Falls, Iowa. If you visit their website you will be provided with maps and phone numbers for the individual stores along with their address. At this time you’re unable to use the website to fill out any kind of application or pre-qualifying documents.
This company operates from Monday through Friday from 10 AM to 6 PM. They are also open on Saturday from 10 AM to 2 PM and are closed on Sundays.
Rates/Terms
the maximum amount you can borrow from this company is $500 and you will be expected to pay back the loan in full on your very next payday. If you get paid twice a month, your check will usually be postdated for two weeks from now or on the exact date your payday falls. By keeping things simple and without a lot of extra options, you know exactly what you’re in for when you use this company services. This can make things much easier to keep track of for you and the company as well.
Additional Info
this company offers a variety of different referral programs. You may be eligible to get a free gas card, gift certificate, or $20 in cash if you refer a friend who uses their service and pays them back on time. These programs are fairly useful if you use a payday loan service relatively frequently.
