Checksmart
2839 E. State Blvd.
Ft. Wayne, Indiana
260-496-8885
checksmart.com
Checksmart is a payday loan company that you’ve probably come across once or twice while browsing the internet. This company is based in California but is very popular all across the US due to its high visibility in internet advertising areas. This company has been around for over a decade and they keep a close eye on the ever changing laws and regulations regarding payday loans in every state including Indiana.
Third party review sites seem to regard Checksmart highly and point out that even those with terrible credit or a history of borrowing problems are still able to get a payday loan with this company very quickly without any hassle at all. This makes Checksmart a great choice for those who may have had their share of financial difficulties over the years.
What They Offer
Checksmart is a very “to the point” payday loan company. They will give you a quick and easy payday a payday loan and offer a handful of other services. They don’t do title loans, buy gold or do any other type of short-term loan. This is a good thing for a company such as this because you know they are devoting all of their time and resources into maintaining relationships with their customers and lenders instead of spreading themselves around too many different areas.
Indiana residents can expect to receive money in hand at the store or within an hour after completing the online application. There will be some verification of income then odds are your loan will be approved quickly and sent to your bank account within 24 hours. If you have a debit card or use checks, you won’t have to set foot in your bank to be able to use the money.
Where They Are Located
Checksmart has multiple offices in Indiana but it’s not necessary to visit them or even call them. Once you fill out the application, they’ll contact you then you just have to sit back and wait for the money to hit your account. You can view and fill out the application no matter where you are in Indiana from the city to the country. This is convenient if you happen to be traveling, on vacation or simply don’t want to waste gas driving around to various payday loan institutions.
Rates/Terms
Checksmart follows all the rules for the state of Indiana. The maximum you can borrow is $550 or 20% of your gross monthly income and the APR is 390% on a 14 day loan. Fees may vary slightly depending on the lender you’re matched with but they should be relatively small as Indiana is strict about fees and interest rates so people don’t become “trapped” in a cycle of borrowing.
Additional Info
Checksmart’s website is set up in a very easy to use manner so you can fill out the application using a phone if you are unable to get access to a PC.
