Cash Plus
362 Edison Rd., #600
South Bend, Indiana
574-288-4925
cashplusinc.com
Cash Plus is a well known payday loan and small personal finance company that is very visible in states they operate in due to radio and internet ads. This company is set up in this manner to give borrowers in every state the individual information they need when deciding whether or not a payday loan is right for them. While the sites aren’t full of bells and whistles, they do what they aim to do and that is to get you qualified for a payday loan and get you the money as soon as possible.
What They Offer
Cash Plus is a very streamlined business so they mainly focus on payday loans. You don’t have to navigate around title loan information or signature loan rates and terms which is very convenient on their site. When a company specializes in one particular type of loan like this, you know they have taken the time to ensure they are an “authority” on the subject so won’t waste your time matching you with lenders that simply aren’t what you’re looking for.
Of course you can also do the typical personal financial stuff such as cash checks, pay bills electronically and wire money.
Where They Are Located
Cash Plus has quite a few locations around the US with a handful in Indiana. Being based in the US, this company has the advantage of knowing in advance when specific states are going to pass laws regarding payday loans and adjust their websites and application to compensate for that.
The simplicity of the Cash Plus website is actually quite a benefit for borrowers as you can access the site and complete the application from almost any newer mobile device or cellular phone. This can be quite useful if you are on vacation with the family or simply don’t have access to a larger computer.
Rates/Terms
Cash Plus follows all the current Indiana regulations and matches you with a licensed lender in your area who knows all the laws. In Indiana, the maximum amount you can borrow is 20% of your gross monthly income and you can’t borrow more than $550 from a single lender. The APR on a 14 day loan amounts to 390% which is on the lower spectrum when compared to nearby states. Most people will pay back their loan on the next payday which is usually within 14 days but you can ask for up to 31 days if you need it.
Additional Info
Cash plus has a membership service that is completely free of charge and you can benefit greatly by taking advantage of it. You can get all kinds of discounts, coupons and refer-a-friend deals.
