Payday Loans Of Illinois
paydayloansofillinois.com
Illinois Title Loans, Inc.
1920 North Milwaukee
Chicago, IL 60647
773-394-0559
Payday Loans of Illinois is a smaller website that has been helping Illinois residents get short-term payday loans since 2007. This company works with a variety of lenders to help ensure you are matched with someone that will meet your financial needs. To qualify with this company you need to provide the standard information such as paycheck stubs, ID and proof of residence.
Payday Loans of Illinois knows that situations can arise where you need a quick loan to help make it until next payday whether it’s for an emergency or something more fun.
What They Offer
This company only deals in the regular type of payday loans that most people are familiar with. You fill out the online application that takes about two minutes then decide when to be contacted by a loan manager. They will assist you in finalizing the payday loan process and and let you know the exact amount you’ll qualify for as well as how much you’ll need to pay back, and when.
This website is built around offering you the fastest application process available so doesn’t have a lot of extras.
Where They Are Located
Payday Loans of Illinois can handle the entire loan process online and by phone so you don’t technically have to go anywhere to get money in your bank account. The headquarters for this company is located in Georgia but the website features a store locator to help you find a licensed office near you if you’d rather apply for your payday loan in person.
With today’s modern cell phones and PDA’s it’s just as easy to complete the loan process on the go as it is to visit an office or use a PC.
Rates/Terms
The state of Illinois allows borrowers to get up to $1000 or 15% of their gross monthly income but you don’t have to take the maximum amount you qualify for. You are expected to pay back the full amount plus $15.50 on every $100 within 45 days at the maximum. The amount of time you’ll have is usually decided by how often you get paid so a job that pays every two weeks will usually require an earlier payoff than a job that pays once a month.
Illinois is very consumer friendly so you may get less money per loan but it should be relatively painless to pay back with a single paycheck. This state doesn’t want people falling into a borrowing cycle and becoming dependent on short-term loans.
Additional Info
The Payday Loans in Illinois website, while rather small, does contain some useful information such as a list of the items you’ll need to qualify, user testimonials, and a store locator. If you take the time to read about how these loans work, you may be able to ask the loan manager who contacts you some more detailed questions.
