Cash Net USA
cashnetusa.com
Headquarters
Cash America Net of Illinois, LLC
200 West Jackson
24th Floor
Chicago, Illinois 60606
CashNetUSA made it’s first payday loan in 2004 and has continued to grow by leaps and bounds as one of the most popular payday loan sites on the Internet. In 2007, this company branched out to cover people in the UK as well as the US. This company currently offers payday loans to people in Illinois as well as 29 other states. CashNetUSA is extremely customer oriented and features numerous incentive programs to ensure customers will want to use their service again.
If you don’t have the best credit or simply don’t have any other resources, a payday loan has the potential to help you cover a late bill payment, emergency auto repairs or simply give you a little extra cash in your pocket.
What They Offer
CashNetUSA is best known for offering traditional payday loans that are usually smaller amounts paid back within a couple weeks but they offer a few alternatives that citizens of Illinois can take advantage of. Installment loans can net you a larger dollar amount and are usually repaid over much longer time periods than regular payday loans and lines of credit, which are dependent on your credit score, are very similar to a basic credit card. The official website allows you to fill out a five minute application and if you’re approved you can receive your funds by the next business day.
The CashNetUSA website features live chat with a customer service representative 24 hours a day, 7 days a week to answer any questions you may have about the various types of loan available. There is also a forum section where customers can discuss various financial matters.
Where They Are Located
CashNetUSA is headquartered in Chicago, Illinois but the website can be accessed from anywhere in the US and UK. Since you aren’t required to fax any documents or visit a brick and mortar office, you have the freedom to get a payday loan whenever you need the money and no matter what you’re doing. This can be very handy for surprise situations like a flat tire between paydays or an unexpected prescription.
You should be able to fully use the website on any PC or relatively new mobile device.
Rates/Terms
In Illinois, a traditional payday loan tops out at $1000 or 15% of your monthly gross income. When it’s time to repay the loan you’re looking at an additional $15.50 on every $100.00 you borrow plus any additional fees. Other types of loan will have very different rates and it’s recommended that you utilize CashNetUSA’s live chat support to find out the current rates on those loans.
Additional Info
CashNetUSA has a very well put together website full of useful information. There are articles on personal finance, testimonials from past customers and a discussion forum where you can discuss financial matters or share loan experience information.
