Title Cash
800 Caldwell Blvd.
Nampa, Idaho
208-442-7422
titlecash.com
Title Cash is a Nampa-based company that serves customers throughout the Boise area. The company has been in business since 1994 and recently launched its website to help assist those in need of cash in a much larger area. They offer a variety of different payment options and are open from 9 AM to 6 PM Monday through Friday and 9 AM to 2 PM on Saturday. The official website is fairly basic and easy to understand which is a plus, and you should be able to fill out their online application anytime you want.
What They Offer
This company offers two distinct types of loan. The title loan and payday loan. A title loan is when you temporarily sign over the title of your vehicle to this company in exchange for money now. Title loans don’t have to follow the same set of regulations as traditional payday loans so you can often get quite a bit more money and have a much longer time frame to pay it off. This is all dependent on the make and model of your vehicle of course. The traditional payday loans give you money right away and you have a set time to pay it back which is usually on your very next payday. You can either pay back the money in person or have it automatically deducted from your checking account.
Where They Are Located
This company is located in Nampa, Idaho which is technically part of Boise. This is a highly populated area of Idaho that is easily accessible by multiple highways. Title Cash also allows you to complete an online application that you can use to become approved for payday loans right away. The online application will also let you get a jumpstart on a title loan you will still have to visit the company itself to complete your business. The official website features an online store locator so if you don’t live near Boise, you can search for a store closer to your location.
Rates/Terms
The rates and terms aren’t disclosed on the official website but since this company has been in business for some time, you can be sure they follow all the rules and regulations set in place by the state of Idaho regards to both types of loan. The maximum amount you can borrow in Idaho is $1000 for a traditional payday loan. Title loans can very quite a bit so it’s best to get an estimate from them if you decide to go that route. It’s always a good idea to wash, clean, and vacuum your vehicle before you let a customer service representative look at it to ensure you get the maximum for your vehicle.
