Kamaaina Loan Payday Loans
46 North Market Street, Wailuku, HI
(808) 244-6054
paycheckloan.com
Kamaaina Loan Payday Loan is a short-term loan company and pawnshop that’s part of the Paycheck Loan websites that operates across the US and Canada, They can help you get a payday loan in Hawaii easily. This company is both a direct lender in person as well as a lender finder online so you are presented with two distinct options.
What They Offer
Kamaaina Loan Payday Loan only deals in payday loans and pawn loans and when a company specializes in such a narrow field, you can be sure they know what they’re doing and they do it well. To apply with this company in Hawaii all you have to do is fill out the online application and wait for a call from one of their customer service representatives.
When they call you, they’ll go over the limitations put in place by the state of Hawaii first then help determine the dollar amount best suited for your needs. You don’t want to borrow so much that you’ll have to suffer for weeks eating nothing but Top Ramen but you also don’t want to borrow too little so you are unable to pay a bill or whatever you’re needing a payday loan for in the first place.
Where They Are Located
Kamaaina Loan Payday Loan works as a physical office as well as an online payday loan company. A benefit to online companies is that they allow you to use their services 24 hours a day, 7 days a week although you’ll only be able to receive funds at specific times.
On the official website, you can view all their Hawaii locations, read their rates and terms and familiarize yourself with their services a bit.
Rates/Terms
This company follows all the Hawaii laws that state you can only borrow up to $600 at the very most and this amount may be difficult for many to qualify for. This isn’t to prevent you from getting what you deserve, it’s more of a safety measure to ensure you are able to pay back whatever you borrow easily.
The fees in Hawaii top out at 15% of the total amount you borrow which is a very reasonable fee compared to some of the stricter states.
Additional Info
Some people don’t like to use online only sites like this and that’s why the official webpage provides you with all their physical office locations. You can get valuable info from the site but this company is more well known for their friendly in-store customer service.
