Georgia has followed in the footsteps of many other states when it comes to payday loan regulations. Traditional payday loans where you leave a post-dated check with a business and pick it up at a later date in return for money now aren’t allowed at the time of this writing (2011). There are, however, other types of loan you can get that function in the same way. The last rates available in Georgia state that there is no limit to what you can borrow but fees are locked at a maximum of 15% of your total loan and $45 in fees. In many cases, you can utilize out of state or even out of country companies to get payday loans with.
Georgia Pay Day Loan Laws
Maximum Loan Amount: No limit
Maximum Finance Rate: 15% plus $45
Annual Percentage Rate For 14 Day $100 Loan: Variable
Minimum Payoff Time: Variable
Extensions Allowed: Varied depending on company.
Top 5 Georgia Payday Loan Companies
loanspayday.info/
Online Company
Loans Payday is headquartered in Rhode Island and this allows them to operate even within strict states such as Georgia where it can be frustrating to secure a small short-term loan. This company features many types of “loan alternative” such as prepaid debit cards that act in very much the same way as a traditional payday loan would.
samedaypayday.com
Online Company
Same Day Payday works to help people get payday loans as well as alternative loans for those in states such as Georgia that don’t allow typical payday loans. This company seems to understand Georgia laws very well and features a lot of useful information if you visit the Georgia page. Working with Same Day Payday, you’ll be connected to multiple different lenders who can still offer you something to meet your needs.
georgia-payday-loans.com
Online Company
Georgia Payday Loans is a state specific website that is part of the “State-Payday-Loans” network. You’ll find a website similar to this for every state in the US and even a few countries outside the US such as Canada and Mexico. This company allows you to acquire a payday loan no matter where you live in Georgia from a major city like Atlanta to a small city on the border of nearby states.
paydayloansingeorgia.us
Online Company
Payday Loans In Georgia is a relatively new site that is just a few months old. Newer sites that pop up and are specifically geared for specific states are usually very well versed in state laws and regulations and very rarely lend money themselves. What this means for you is they give you the option to choose from a huge list of lenders that also understand the state specific laws and can get you exactly what you need.
instantloan.net/ga
Online Company
Instant Loan is one of the oldest companies to have a large online presence. Established in 2002, this company has gotten hundreds of thousands of people payday loans as well as other types of short-term loan through their website network. This company does a lot of law research so this enables them to easily match you up with a lender who can work with you in your area.