Instant Loan
instantloan.net/ga
Online Company
Being one of the older online payday loan companies, Instant Loan has tons of physical locations in states that allow them and their online sites allow alternatives for those living in states where traditional payday loan laws are prohibited such as Georgia.
The Instant Loan website is filled with tons of information such as a comprehensive listing of all the cities in each state that have different types of loan office such as payday loan, title loan, and private loan. This is extremely convenient if you travel a lot and something occurs requiring you to need cash quickly.
What They Offer
Instant Loan bills itself as extremely customer service oriented. You can e-mail or call them any time and use their live chat service during business hours. This site is extremely familiar with all types of payday loan laws and legislation that passes each year in each state so they have the ability to cut right to the chase and give you the information you need immediately.
You can call them 7 days a week to get any questions answered you may have. There are certain states that will not be able to utilize this website or any of its services but these states change quite often. As of 2011, Georgia IS accepted but doesn’t qualify for typical payday loans.
Where They Are Located
This company is headquartered in Arizona but their website can be accessed by anyone, anywhere. The site isn’t image heavy so you should be able to fill out the forms using any internet capable phone, tablet or a regular computer or laptop.
By having a large online presence, this allows people to use their services no matter where they are or what they’re doing. Have you ever gotten a flat tire on a road trip on the way back from a fun but expensive destination? Odds are you’re broke and this is a time when this service may be just what the doctor ordered.
Rates/Terms
The rates and terms you’ll experience using Instant Loan will vary depending on where you are. In Georgia, the terms are very vague as traditional payday loans aren’t allowed. This may put you at the mercy of the lenders but as competition is fierce, you should be able to find very competitive rates with a much longer than average payoff time.
Additional Info
Before taking the time to fill out the entire application, we encourage you to contact them by phone to make sure they are currently working with citizens of Georgia. As the states they cover change from time to time, this could save you some time and effort if they aren’t accepting people in your area right now. This may change from month to month so if you like what this site offers, bookmark them and check back later.
This site has a lot of testimonials available so you can view others’ experiences with the company as well.
