Florida is home to one of the lowest overall interest rates in the entire United States. The upper limit on interest for payday loans is just 10% with a finance fee of just $5. You typically only have one month to pay your loan back in full but you always have the option to make new payment arrangements with your lender as long as you contact them within two business days of when your loan is due.
Florida Pay Day Loan Laws
Maximum Loan Amount: $500
Maximum Finance Rate: 10% plus $5
Annual Percentage Rate For 14 Day $100 Loan: 390%
Minimum Payoff Time: 7-31
Extensions Allowed: Varied depending on company.
Top 5 Florida Payday Loan Companies
flafastpaydayloans.com
4702 West Colonial Drive
Orlando, FL 32808
407-578-9060
Fast Payday Loans is a primarily online company that specializes in payday loans in Florida. You can apply for your payday loan online and this will pre-qualify you before putting you in contact with a customer service representative who will explain the rates and terms for your loan. In Florida the maximum loan amount is $500 and you’ll pay a finance rate of 10% plus $5.
paydayloansflorida.biz
Online Company
Payday Loans Florida is a small website that’s easy to access using newer phones and mobile devices while providing all the service or a larger site. This enables you to easily apply for and receive cash while traveling or on vacation. The site offers loans of up to $500 and you can be approved in just a matter of minutes.
cashnowflorida.com
8736 River Homes Lane #307
Bonita Springs, Florida 34135
Cash Now Florida is headquartered in Bonita Springs but currently only has one physical office which is located in Naples, Florida. If you live near Naples, you can visit them directly but if you don’t, you can print their application, call their customer service representative and handle business via phone and fax. They operate in a limited area but offer great benefits to repeat customers and also offer valuable new customer discount fee coupons.
5910 Northwest 183rd Street
Hialeah, FL
(305) 698-1428
needcashfast.net
Instant Cash Advance offers residents of Florida wide variety of personal finance services and products. You can purchase prepaid debit cards phone cards and money orders and use Western Union services all from one convenient location. In the state of Florida this company can offer you payday loans from $100-$500. The official website says you can be approved in as little as five minutes for your payday loan which is based on your employment status and salary. This company has locations in Miami and Hialeah, Florida.
1345 Park Avenue
Orange Park, FL
(904) 264-2300
speedycashinc.com
Speedy cash is headquartered in Florida and has locations in Jacksonville, Middleburg, Orange Park, St. Augustine, Fernandina beach, and Palatka. Speedy cash locations are pawn shops, title loan companies and payday loan centers all in one. With these options it’s fairly easy to determine what type of loan is right for you so you can get the perfect amount of money for your needs. A typical payday loan is based on how long you’ve been working, how much you make per month and the status of your checking account.