Pay Day Loans Florida
paydayloansflorida.biz
Online Company Only
Pay Day Loans Florida is a simple one page site that explains exactly what payday loans are, what to expect when getting one and how much everything will cost. This site is technically part of the “2apply4cash” network of payday loan sites that caters to the entire US. This site is extremely easy to use and doesn’t contain a lot of images and graphics making it very accessible for older computers, phones and mobile devices.
You can qualify for a loan with Pay Day Loans Florida if you make at least $1000 per month in verifiable income, get your paychecks deposited directly into your bank account each month, be 18 years old and a US citizen.
What They Offer
While some sites may offer title loans, unsecured signature loans and multiple services, this company specializes in payday loans only. Being very specialized allows them to keep up with the ever changing payday loan laws that pertain to the entire US as well as the individual states.
To get a payday loan, you will need to fill out the express application, speak with a customer service representative online or via chat then simply withdraw the money you need. Of course, just by applying you’re not obligated to get a loan with this company. If you find their terms unacceptable, you won’t be charged anything and can be removed from their system.
Where They Are Located
Payday Loans Florida is primarily based online so they don’t have a physical location you can visit in Florida. They do have a head office that is connected to the “2apply4cash” network and is based in Arizona. Luckily, you don’t need to leave your home when working with this company, everything can be done comfortably online.
Rates/Terms
This website has been up and running since 2001 and have followed the changing laws regarding payday loans the entire time. As of 2011, the maximum amount you can borrow in Florida is capped at $500 and you’ll have up to an entire month to pay the loan back plus any fees that go along with it. Typically in Florida the maximum amount you’ll pay in fees is 10% of the total loan plus a small surcharge for processing.
Additional Info
When you use this company the first time, you may be limited on how much you can borrow and the amount of time you’re given to pay it back. If you decide to use them again in the future, you may qualify for a larger loan amount, reduced fees and even more time to pay it back.
If you are unable to pay your loan back on the day you specify, this company will allow you to make multiple smaller payments though this could end costing you quite a bit more in the long run.
