Instant Cash Advance
5910 Northwest 183rd Street
Hialeah, FL
(305) 698-1428
needcashfast.net
Instant Cash Advance is a very thorough site with many distinct web pages devoted to major cities and areas around the US. For payday loans in Florida, you can select the state of Florida itself or a major city you live near such as Miami or Jacksonville and get a list of reputable payday loan companies within driving distance. If you don’t live in a major city, you can simply select “Florida” and be taken to a huge list of companies.
This company features tons of payday loan information on their website sorted by state so you can easily view a lot of options whether your looking for a traditional payday loan, title loan or even other personal finance services such as check cashing.
What They Offer
This company not only allows you to apply directly with them online and in person but offers an enormous amount of personal finance options in a single place. You can cash checks, get prepaid cards of many varieties, wire money, and even pay some bills electronically.
Smaller companies like this often offer great deals and some of the most competitive rates in the payday loan business so it can be very beneficial as well as time saving to utilize their services.
Where They Are Located
This company has offices in just two Florida cities and these are Miami and Hialeah. By remaining small and regional, companies are often able to pay their employees better wages and also pass on the savings to their customers. This also allows them to have access to a wider range of unique and personal customer service options that feel more down to Earth.
You can visit them online and get a ton of information and this provides you with a very nice alternative to driving there.
Rates/Terms
This company abides by current Florida laws. As of 2011, you can borrow up to $500 at one time and you’ll typically have between a week and a month to pay it back. Most companies like you to set up the loan to be paid back on your next immediate payday but you can often extend that by a couple weeks if you get paid bi-monthly.
In Florida the fees you should expect are 10% of the total loan amount plus a $5 processing fee for a payday loan. If you use some other type of loan you may see other fees or arrangements and if that appeals to you, you can ask a customer service representative about it.
Additional Info
This site features a very comprehensive “FAQ” section that can answer all your questions about payday loans and how they work. If you’re unfamiliar with the process, this could be worth reading.
