Money Now Colorado
4848 S. College Avenue
Fort Collins, CO 80525
970-377-2346
Money Now Colorado is one of a handful of successful local payday loan companies with offices around Colorado. Founded in 2000, this company prides itself on being very customer focus and even calls them “clients” instead of simply customers. The official website offers pictures of its staff so you can get to know them a little bit before visiting a local office.. This is a very unique feature not commonly seen among payday loan companies.
Money Now Colorado doesn’t quite have its website enabled for online applications as of August 2011 but this is a feature that should be implemented any time. The website says they may be able to provide payday loans even if you are unable to visit a physical office but you’ll need to call them to confirm.
What They Offer
Money Now Colorado sticks with traditional payday loans that most people are familiar with. This consists of post-dating a check for between 1-40 days and when that date is reached, the loan amount plus any charges and interest is deducted from your checking account. The date you choose for repayment is extremely important because if you don’t have enough in your account at that time, you’ll suffer bank fees as well as lender fees so make sure to keep in contact with the lender if you think you won’t have enough pay on time.
Where They Are Located
This company has offices in Fort Collins, Lafayette and Longmont. You can visit the official website for the exact address as well as contact information for each location. There are only three offices so if you don’t live near one, you may not be able to get a payday loan from this company directly but by calling them, they may be able to recommend a different nearby lender instead.
The website uses Flash so if you are trying to view it using a mobile device it may not function correctly.
Rates/Terms
This company only operates in Colorado so they are familiar with all the limitations imposed by the laws. The maximum you can borrow in this state is $500 but that amount may not be available to everyone who applies. The interest rates in Colorado are 20% for the first 300 and 7.5% for any additional amounts added to that initial $300. Depending on how much you qualify for, you’ll have different recommended times to repay it and you will have to contact them directly for those terms.
Additional Info
This company doesn’t have a functional online application as of August 2011 but they will in the near future. Until then you’ll have to contact them by phone to see if they have any special deals, offers or discounts on payday loans.
