ACE Cash Express
699 Wadsworth Blvd
Lakewood, CO
(303) 238-5576
acecashexpress.com
You’d be hard pressed to find a payday loan company larger than ACE Cash Express. From huge cities like Los Angeles to small cities in Alaska you can find an office for ACE. This company was founded in 1968 and their headquarters is located in Texas. When it first opened its doors it ACE Cash Express was primarily a check cashing service that also offered very small, secured loans to help people get by during hard times.
Over the years, this small Texas company has exploded into one of the most prolific payday and title loan companies in the United States. ACE not only offers financial services but takes great pride in their customer service and community involvement. If you use their services once, you’ll become a free member and occasionally get e-mails from them regarding community events such as barbecues or sporting events sponsored by them in addition to discount coupons and “refer-a-friend” deals.
What They Offer
ACE Cash Express offers more than similar companies. You can get payday loans, title loans, money orders, do wire transfers, cash checks, get tax preparation help and even get auto insurance. The most popular services they have are payday and title loans as in these difficult economic times, it can be hard for families to survive between paydays. Payday loans are short-term post-dated check loans while title loans are usually longer term loans where you put your vehicle up as collateral.
Where They Are Located
ACE Cash Express has over 35 physical locations within 50 miles of Denver and many more in every major city in Colorado. If you haven’t seen one or aren’t sure if one is in your area, you can visit the official website and use their handy “store locator” service and find a store by zip code or city.
If you don’t want to visit a physical location, you can apply right on their website. You will fill out the application, provide the needed information, have some references verified then get your cash by the next business day in most cases.
Rates/Terms
ACE Cash Express knows all the limitations imposed by the state of Colorado so you can rest assured you won’t pay any hidden fees or see additional charges in your bank account. The maximum you can borrow in CO is $500 making it a fairly liberal state when it comes to payday loans. The average time people choose to pay off their loans is two weeks but you can choose to pay it back sooner or later up to 40 days if you like.
Additional Info
ACE Cash Express is very customer friendly and offers all kinds of discounts and bonuses if you choose to give them your e-mail address. If you find yourself using payday loans more than a couple times a year, this is worth considering. You can save a lot using their e-mailed coupons and discounted tax preparation offered each year as well.
