The Payday Place
thepaydayplace.com/state/california-payday-loans
Online Company
The Payday Place is like most online payday sites. They don’t directly lend you money but instead find a lender near you that will work with your specific needs. This saves an incredible amount of time if you’ve ever been rejected for a payday loan in the past due to switching jobs or having any overdraft fees on your checking account history. This company recognizes that not everyone is in a stable career in these rough economic times and offers everyone the chance to find a trustworthy lender nearby so you can get money when you need it without hassles.
What They Offer
The Payday Place deals in finding you payday loan lenders only. They don’t have a lot of extra services like debit cards or memberships but instead keep a narrow focus on hooking you up with a licensed and researched payday loan company so you can get cash now.
The website features a lot of payday loan information such as explanations on how exactly payday loans work, the differences between title loans and post-dated check loans and even detailed videos if you prefer a verbal explanation instead of reading blocks of text.
Where They Are Located
As The Payday Place is an online company, they don’t technically have a physical location. The site is run from Arizona and caters to all 50 states. What they do is find a lender near you and give you all the information available to contact them. They ensure you don’t get matched with a lender that is going to reject you due to past borrowing problems so that will save you time.
When you’re matched with a lender, you can choose to visit them in person but most people elect to do the entire process online. You can usually do everything online from the initial applications to making payments all from the comfort of your home and even if you’re on the go using a mobile device.
Rates/Terms
The payday lender you’re matched with will be licensed and fully researched by The Payday Place. The maximum you can borrow in California is $300 and you’ll have to pay it back within one month. The amount of fees you’ll have to pay will vary depending on the lender you use but on average you’ll pay $17.65 on every $100 borrowed plus the individual lender’s processing fees.
If you’re unable to pay back the full amount on time, you need to contact the lender early and set up other payment arrangements so your account doesn’t end up in overdraft costing you extra.
Additional Info
The videos and blogs available on the Payday Place website contain a lot of useful information. You can look them over before deciding on a loan amount or to learn more about payday loans and the current regulations in California.
